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Why Full Reports Beat Summaries Every Time
Basic screening services give you a score or a quick “approve/deny.” We give you the **whole story** — real-time, rental-focused data that reveals hidden patterns and risks. Here’s why that matters:
- Multi-bureau credit pulls (Equifax, Experian, TransUnion) + specialized eviction/judgment databases
- Real-time updates — no 30-day-old batches
- Detailed payment timelines (exact dates, amounts, trends over years)
- Full eviction history (filings, outcomes, dates)
- Public records (liens, bankruptcies, judgments)
- Rental-specific risk scoring — built for landlords
- Identity verification & fraud detection
- Customizable add-ons (criminal, watchlists, employment verification)
Side-by-Side Comparison
| Feature | Basic Summaries | Our Full Reports |
|---|---|---|
| Credit Depth | Just a score + basic flags | Tradeline-level detail + timelines 📅 |
| Eviction Records | Often missing or summary only | Full court records, dates, outcomes ⚖️ |
| Data Freshness | 30–60 days old | Real-time pulls 🔄 |
| Rental Focus | Generic consumer data | Landlord-optimized risk scoring 🏡 |
| Risk Reduction | ~15% | Up to 40% |
| Identity & Fraud | Minimal | Included + alerts 🔍 |
| Cost per Avoided Default | High (missed red flags) | Low (prevents $3k–$10k losses) |
Real-World Risks of Skipping Full Screening
Landlords using summary checks face significantly higher rates of problems:
- 25–35% more evictions (NMHC & Apartment Association data)
- 40% of defaults tied to hidden patterns (late payments, collections, prior evictions)
- Average eviction cost: $3,500–$10,000 (lost rent, legal fees, repairs, turnover)
- Turnover costs 20–30% higher without comprehensive vetting
Quick Risk Graph (Text-Based)
Eviction Rate Reduction
40% | ██████████████████████████████████████ Our Full Reports
30% | ██████████████████████████████
20% | ████████████████████ Summaries Only
10% | ██████████
0% | Basic Checks
Case Study: The $8,500 Avoidable Loss
A Sacramento landlord approved a tenant based on a “fair” summary score of 680. Six months later: non-payment + $8,500 in damages. A full report would have shown:
- Three prior evictions (hidden in summary)
- Multiple landlord collections
- Pattern of late payments
With our report, the landlord could have required a co-signer or passed — saving thousands.
Benefits for Rental Applicants
A low score doesn’t always mean rejection. Our full reports give context:
- Medical debt or one-off issues explained upfront
- Recent positive changes highlighted (paid collections, on-time payments)
- Disputed items flagged before submission
- Self-ordering lets you review + correct errors
Many applicants turn “maybe” into “approved” by presenting the full story.
Our Secure, Compliant Process
- Choose applicant or landlord path
- Complete secure form + digital consent (FCRA-required)
- Real-time data pull from bureaus + rental databases
- Report generated (hours to same-day)
- Access via encrypted portal + email
- Adverse action notices automated if needed
FAQ: Everything You Need to Know
Landlords: Protect Your Property & Income
Order comprehensive tenant screening today — credit, background, eviction history, and more. Fast, compliant, trusted results.
Order Landlord Screening Package →Applicants: See What Landlords See
Run your own full report — review credit, address errors, and present your complete story with confidence.
Order Applicant Self-Screening →Secure • Fast • Professional tenant screening with over 20 years of experience 🌟
