🐕 Emotional Support Animal Laws for Landlords
Understand your legal obligations when tenants request emotional support animals or service animals. Learn the difference between ESAs and pets, documentation requirements, and how to handle requests properly.
Complete guide updated January
📑 ESA & Service Animal Guide
Emotional support animal (ESA) requests have skyrocketed in recent years, leaving many landlords confused about their obligations. Can you enforce your no-pet policy? Can you charge a pet deposit? What documentation can you request? What if you suspect fraud?
The short answer: ESAs and service animals are not pets under federal fair housing law. They’re considered reasonable accommodations for people with disabilities, and you generally must allow them even if you have a no-pet policy—without charging pet fees or deposits.
However, you do have rights. You can request proper documentation, you can deny requests that don’t meet the criteria, and you can still enforce reasonable rules about animal behavior and care. The key is understanding exactly what the law requires so you can comply while protecting your property.
ESA vs Service Animal vs Pet
Understanding the critical differences
| Characteristic | Service Animal | Emotional Support Animal | Pet |
|---|---|---|---|
| Definition | Trained to perform specific tasks for person with disability | Provides emotional support through companionship | Animal kept for companionship/enjoyment |
| Training Required | Yes – specific task training | No formal training required | No |
| Species | Dogs only (miniature horses in some cases) | Any species (commonly dogs, cats) | Any species |
| Documentation | Cannot require; can ask 2 questions | Can require letter from healthcare provider | N/A |
| No-Pet Policy | Must allow | Must allow | Can enforce |
| Pet Deposit | Cannot charge | Cannot charge | Can charge |
| Pet Rent | Cannot charge | Cannot charge | Can charge |
| Covered By | ADA + Fair Housing Act | Fair Housing Act only | Lease terms only |
Service Animals
Service animals are dogs (and in limited cases, miniature horses) specifically trained to perform tasks for people with disabilities:
- Guide dogs for visually impaired individuals
- Hearing dogs that alert deaf individuals to sounds
- Mobility assistance dogs
- Seizure alert/response dogs
- Psychiatric service dogs trained to perform specific tasks (different from ESAs)
Key distinction: Service animals perform trained tasks. ESAs provide support through their presence alone.
Emotional Support Animals
Emotional support animals provide therapeutic benefit through companionship to people with mental health conditions such as:
- Depression
- Anxiety disorders
- PTSD
- Phobias
- Other mental health conditions
ESAs don’t require specific training—their benefit comes from the emotional support their presence provides.
Why This Matters to Landlords
Both service animals and ESAs are covered under the Fair Housing Act as reasonable accommodations for disabilities. This means:
- You cannot deny housing because of the animal
- You cannot charge pet fees or deposits
- You must allow them even with no-pet policies
- Refusing can result in Fair Housing Act complaints and significant penalties
Applicable Laws
The legal framework for assistance animals
Fair Housing Act (FHA)
The primary law governing ESAs and service animals in housing:
- Requires landlords to make “reasonable accommodations” for people with disabilities
- Covers both service animals AND emotional support animals
- Applies to most housing (with limited exceptions)
- Enforced by HUD (Department of Housing and Urban Development)
When FHA Applies
The Fair Housing Act applies to most rental housing:
- Covered: Apartments, condos, single-family homes, townhouses, mobile homes
- Partially exempt: Owner-occupied buildings with 4 or fewer units (“Mrs. Murphy exemption”)
- Partially exempt: Single-family homes rented without a broker (if owner owns 3 or fewer)
- Note: Even exempt properties cannot advertise discriminatory preferences
Americans with Disabilities Act (ADA)
The ADA applies to public accommodations and has stricter definitions:
- Only covers service animals (not ESAs)
- Only dogs (and miniature horses in some cases)
- Primarily applies to public spaces, not private housing
- However, common areas of apartment buildings may be covered
State and Local Laws
Many states have additional laws that may:
- Expand protections beyond federal law
- Add criminal penalties for ESA fraud
- Regulate ESA documentation requirements
- Provide additional guidance on landlord obligations
Always check your state and local laws in addition to federal requirements.
In January 2020, HUD issued updated guidance on assistance animals that:
- Clarified that landlords can request reliable documentation for ESAs
- Provided guidance on evaluating requests for unusual animals
- Addressed fraudulent online ESA letters
- Confirmed landlords can deny requests that don’t meet criteria
This guidance gives landlords more tools to evaluate requests while still protecting tenants with legitimate needs.
Your Obligations as a Landlord
What you must do when you receive an ESA request
You Must:
1. Consider All Requests in Good Faith
Every ESA request deserves a fair evaluation. You cannot:
- Automatically deny all ESA requests
- Deny based on breed or size restrictions in your pet policy
- Deny because you “don’t believe in ESAs”
- Deny without evaluating the specific request
2. Engage in Interactive Process
If you have questions about a request, you must communicate with the tenant to gather needed information—not simply deny.
3. Waive No-Pet Policy
If the request is valid, you must allow the animal regardless of any no-pet policy.
4. Waive Pet Fees and Deposits
You cannot charge pet rent, pet deposits, or pet fees for assistance animals.
5. Keep Information Confidential
Any disability-related information you receive must be kept confidential and cannot be shared with other tenants or staff who don’t need to know.
6. Respond in Reasonable Time
You should respond to requests promptly—typically within 10-14 days. Unnecessary delays can be considered denial.
✅ You CAN
- Request documentation from healthcare provider
- Verify the documentation is legitimate
- Ask about the disability-related need (not the disability itself)
- Deny requests that don’t meet criteria
- Hold tenant responsible for animal damage
- Require animal to be under control
- Deny dangerous or destructive animals
❌ You CANNOT
- Require specific diagnosis or medical records
- Charge pet fees, deposits, or rent
- Require registration or certification
- Impose breed or size restrictions
- Deny based on species alone (with exceptions)
- Ask about the nature of the disability
- Require the animal to wear a vest or ID
🐾 Need to Screen Pet Owners?
When tenants have pets (not ESAs), thorough screening helps ensure responsible pet ownership. Our comprehensive screening gives you the full picture of every applicant.
Documentation Requirements
What you can and cannot request
For Service Animals
You have very limited ability to request documentation for service animals:
- You can ask: “Is this a service animal required because of a disability?”
- You can ask: “What task has the animal been trained to perform?”
- You cannot: Require documentation, certification, or proof of training
- You cannot: Ask about the nature of the disability
- You cannot: Require the animal to demonstrate the task
For Emotional Support Animals
You can request documentation, but only specific types:
What You Can Request
- Letter from licensed healthcare provider or mental health professional
- Confirmation that tenant has disability-related need for the animal
- That the provider has a treatment relationship with the tenant
- That the animal provides disability-related support
What the Letter Should Include
- Provider’s professional letterhead
- Provider’s license type, number, and state
- Date of the letter (should be current)
- Statement that tenant has a disability
- Statement that animal provides necessary support
- Provider’s signature
What You Cannot Require
- Specific diagnosis or condition name
- Medical records or treatment history
- Details about the disability beyond what’s needed
- Animal training certificates or registration
- Letter from specific type of provider
HUD guidance identifies these as potential red flags:
- Online-only providers: Letters from websites that issue letters for a fee with no real treatment relationship
- Out-of-state providers: Provider in different state with no apparent connection to tenant
- No established relationship: Letter from provider who has never met the tenant
- Very recent letter: Letter dated right after tenant learned of no-pet policy
- Generic language: Boilerplate letter that doesn’t reference specific tenant
While these are red flags, they don’t automatically mean you can deny—you should request additional information.
Handling ESA Requests: Step by Step
A proper process protects you and respects tenants
Step 1: Receive the Request
The tenant informs you they need an assistance animal. The request can be:
- Verbal or written
- Made at any time (before or after move-in)
- Made by the tenant or someone on their behalf
Step 2: Determine if Disability is Obvious
If the disability and need for the animal are both obvious (e.g., blind person with guide dog), you cannot request documentation—proceed to approval.
If either is not obvious, proceed to Step 3.
Step 3: Request Documentation
Politely request documentation from a healthcare provider:
“Thank you for your request to have an emotional support animal. Under the Fair Housing Act, we’re happy to consider this accommodation. To process your request, please provide documentation from a licensed healthcare or mental health professional that:
- Confirms you have a disability-related need for an assistance animal
- Is on the provider’s professional letterhead
- Includes the provider’s license information
- Is dated within the last 12 months
Please submit this documentation within 10 days. If you have questions, please contact me.”
Step 4: Evaluate Documentation
Review the documentation for:
- Legitimate provider: Licensed mental health or healthcare professional
- Treatment relationship: Evidence of actual patient relationship
- Disability-related need: Statement connecting animal to disability
- Current documentation: Recent date on the letter
Step 5: Request Additional Information (If Needed)
If documentation raises questions, you can:
- Ask tenant for supplemental information
- Request letter from a different provider with treatment relationship
- Ask specific questions about the treatment relationship
Step 6: Make Decision
- Approve: If documentation is sufficient, confirm approval in writing
- Deny: If criteria aren’t met, explain why in writing
- Request more info: If you need more to decide, specify what’s needed
Step 7: Document Everything
Keep records of:
- Initial request
- All communications
- Documentation received
- Your evaluation process
- Final decision and reasoning
📋 ESA Request Processing Checklist
- Received request from tenant
- Determined if disability/need is obvious
- Requested documentation (if needed)
- Received documentation from healthcare provider
- Verified provider is licensed
- Confirmed treatment relationship exists
- Verified letter addresses disability-related need
- Made decision within reasonable timeframe
- Communicated decision in writing
- Documented entire process
When You Can Legally Deny
Situations where denial may be appropriate
Legitimate Reasons to Deny
1. Insufficient Documentation
- Tenant fails to provide requested documentation
- Documentation is from non-licensed provider
- No evidence of treatment relationship
- Documentation doesn’t address disability-related need
2. Direct Threat
You can deny if the specific animal poses a direct threat to health or safety:
- The animal has actually injured someone
- The animal has a documented history of dangerous behavior
- The threat cannot be eliminated by conditions or restrictions
Note: You cannot deny based on breed alone—must be based on the individual animal’s behavior.
3. Fundamental Alteration
You may deny if the accommodation would fundamentally alter your operations. This is rare but might include:
- Large animal that would cause structural concerns
- Animal that requires modifications you cannot reasonably make
4. Undue Financial/Administrative Burden
Also rare, but possible if the accommodation would cause significant difficulty or expense disproportionate to resources available.
5. Insurance Issues (Limited)
If your insurance specifically excludes certain animals and you cannot obtain alternative coverage at reasonable cost, this may be a factor—but you should try to find solutions first.
You Cannot Deny Based On:
- No-pet policy
- Breed restrictions
- Size or weight limits
- Species (in most cases)
- Neighbor complaints about allergies (usually)
- Personal belief that ESAs aren’t legitimate
- Fear of setting precedent
Before denying any ESA request, consider:
- Document thoroughly: Keep records of why you’re denying
- Be specific: Explain exactly what’s missing or problematic
- Offer alternatives: If possible, suggest what would satisfy requirements
- Consult an attorney: For complex situations, legal advice is worthwhile
Wrongful denial can result in Fair Housing complaints, lawsuits, and significant penalties.
Fees, Deposits, and Damage
What you can and cannot charge
You Cannot Charge:
- Pet deposit: No deposit for assistance animals
- Pet rent: No monthly pet fees
- Pet fees: No non-refundable pet fees
- Application fees: No extra fees to process ESA request
- Registration fees: Cannot require paid registration services
You Can:
Collect Security Deposit (Normal)
You can collect your standard security deposit (same as for any tenant). This deposit can be used for damages caused by the assistance animal, just as it could be used for any other damage.
Charge for Actual Damage
Tenant remains liable for any damage caused by their assistance animal:
- Damage beyond normal wear and tear
- Destruction of property
- Cleaning costs beyond normal
- Repair costs
Document damage carefully and deduct from security deposit or pursue payment.
Require Liability Insurance (Maybe)
Some landlords require tenants with animals to carry renter’s insurance with liability coverage. This may be acceptable if applied consistently and the cost is reasonable.
Scenario: Tenant’s emotional support dog chews through carpet and scratches hardwood floors.
Your rights:
- Document damage with photos
- Get repair estimates
- Deduct from security deposit
- If costs exceed deposit, bill tenant for remainder
- If tenant doesn’t pay, pursue in small claims court
The ESA status doesn’t protect the tenant from financial responsibility for damage.
Identifying Fraudulent Requests
When something doesn’t seem right
Red Flags for ESA Fraud
- Online-only ESA letters: Websites that provide letters for a fee with minimal or no evaluation
- No treatment relationship: Provider has never met the tenant in person
- Out-of-state provider: Provider licensed in different state with no connection to tenant
- Immediate timing: Request comes right after learning about no-pet policy
- Inconsistent information: Details that don’t add up
- Generic letters: Boilerplate language with no specific information about tenant
What You Can Do
If you suspect fraud, you can:
- Verify the provider’s license: Check with state licensing board
- Ask about treatment relationship: Request confirmation of ongoing care
- Request additional documentation: Ask for letter from different provider with established relationship
- Ask clarifying questions: About how long they’ve seen this provider, nature of treatment relationship
What You Cannot Do
- Automatically deny based on suspicion alone
- Require specific diagnosis or medical records
- Contact provider directly without tenant permission
- Deny without giving tenant opportunity to provide better documentation
State Laws on ESA Fraud
Many states have enacted laws criminalizing ESA fraud:
- Misrepresenting pet as ESA
- Providing fraudulent documentation
- Falsifying disability status
States with ESA fraud laws include: California, Colorado, Florida, Texas, Virginia, and many others. Penalties vary but can include fines and misdemeanor charges.
Rules You Can Enforce
Reasonable requirements for assistance animals
While you must allow the assistance animal, you can still enforce reasonable rules:
Animal Control
- Animal must be under owner’s control at all times
- Leash requirements in common areas
- Cannot disturb other tenants (excessive barking, etc.)
Waste Management
- Owner must clean up after animal
- Proper disposal of waste
- Maintaining sanitary conditions
Property Care
- Tenant responsible for any damage
- Property must be maintained in good condition
- Any damage will be deducted from deposit or billed
Health and Safety
- Animal must be properly vaccinated (as required by local law)
- Animal must be licensed (as required by local law)
- Animal cannot pose direct threat to others
What You Cannot Require
- Training certification
- ESA registration or ID
- Special vests or identification
- Specific size, breed, or type of animal
- Spay/neuter (in most cases)
🔍 Screen All Tenants Thoroughly
While you can’t screen ESAs, you can certainly screen the humans. Thorough tenant screening helps ensure responsible renters who will care for their animals and your property.
Common Landlord Mistakes
Errors that lead to Fair Housing complaints
Blanket No-Pet Policy
Refusing to consider ESA requests because you have a no-pet policy. The policy doesn’t apply to assistance animals.
Charging Pet Fees
Requiring pet deposits, pet rent, or pet fees for assistance animals. You cannot charge any animal-related fees.
Requiring Registration
Demanding that ESAs be registered with third-party services. There is no legitimate ESA registry required by law.
Breed/Size Restrictions
Denying based on breed restrictions or size limits. These don’t apply to assistance animals.
Ignoring Requests
Not responding to ESA requests or delaying unreasonably. Silence can be considered denial.
Asking Wrong Questions
Demanding specific diagnosis, detailed medical records, or asking about the nature of the disability.
Fair Housing Act violations can result in:
- First offense: Up to $21,663 penalty
- Repeat offense: Up to $54,157 penalty
- Pattern/practice: Up to $108,314 penalty
- Plus: Actual damages, attorney fees, injunctive relief
The cost of a mistake far exceeds the cost of accommodation. When in doubt, consult an attorney.
Related Resources
🏠 Screen Tenants, Not Just Their Animals
The best way to avoid problems is thorough tenant screening. Responsible tenants take care of their animals and your property. Our comprehensive screening helps you find them.
⚖️ Legal Disclaimer
This guide provides general information about emotional support animal and service animal laws as of . Laws regarding assistance animals vary and are subject to change. This information is educational and should not be considered legal advice. For questions about your specific situation or how to handle a particular ESA request, consult with a licensed attorney familiar with fair housing law in your jurisdiction.
