📋 Chicago RLTO Summary Disclosure

Required Lease Attachment – Municipal Code 5-12-170

⚠️ MANDATORY FOR ALL CHICAGO LEASES
MCC 5-12RLTO Code
RequiredAttachment
2026Updated

⚠️ CRITICAL WARNING: Chicago Municipal Code 5-12-170 requires landlords to attach a summary of the RLTO to every written lease. Failure to provide this summary means you CANNOT enforce certain lease provisions including late fees, security deposit forfeiture, and lease renewal terms.

🚨 Penalty for Non-Compliance: If you fail to attach the RLTO summary, the tenant may recover one month’s rent PLUS the tenant can void provisions of the lease that conflict with the RLTO. This is NOT optional for Chicago landlords.

🏠 Property Information

🏢 Landlord Information

👤 Tenant Information

📅 Lease Information

⚖️ Key RLTO Provisions Summary

Security Deposit Rules (5-12-080)

Maximum Deposit:1.5 months rent
Return Deadline:30 days after move-out
Itemized Statement:Required with return
Interest Required:Yes, paid annually
Penalty for Violation:2x deposit amount

Late Fees (5-12-140)

Maximum Late Fee:$10/month first $500 rent
Additional:5% of rent over $500
Grace Period:5 days required

Fair Notice Requirements (5-12-130)

Tenancy under 6 months:30 days notice
6 months to 3 years:60 days notice
Over 3 years:120 days notice

Landlord Entry (5-12-050)

Notice Required:2 days advance notice
Permitted Hours:Reasonable times only
Emergency Entry:Allowed without notice

✅ Landlord Certification

📌 As the landlord, I certify that:

📝 Tenant Acknowledgment

As the tenant, I acknowledge that:

✍️ Signatures

Landlord

Tenant

What is the Chicago RLTO?

The Chicago Residential Landlord and Tenant Ordinance (RLTO) is a city law that provides significant protections for Chicago renters and establishes requirements for landlords. It applies to most residential rental properties in Chicago, with limited exceptions for owner-occupied buildings with six or fewer units.

Key Point: The RLTO provides stronger tenant protections than Illinois state law in many areas, including security deposits, late fees, and notice requirements.

Who Must Comply with the RLTO?

The RLTO applies to:

  • All residential rental properties in Chicago
  • Buildings of any size (with limited exceptions)
  • Both professional landlords and individual property owners

Exemptions: Owner-occupied buildings with 6 or fewer units are exempt from most RLTO provisions, but not all.

Required RLTO Summary Attachment

Under Municipal Code 5-12-170, every Chicago landlord must:

  • Attach a summary of the RLTO to every written lease
  • Provide the summary before lease signing
  • Keep proof that the summary was provided

⚠️ Consequence of Non-Compliance: If you fail to attach the RLTO summary, the tenant can recover one month’s rent AND can void lease provisions that conflict with the RLTO, including late fee provisions and security deposit forfeiture clauses.

Key RLTO Provisions

Security Deposit Rules (5-12-080)

RequirementDetails
Maximum Amount1.5 months rent
Account TypeFederally insured interest-bearing
Interest PaymentAnnually, within 30 days of lease anniversary
Return Deadline30 days after move-out
Penalty for Violation2x deposit amount plus interest

Fair Notice Requirements (5-12-130)

Tenancy LengthRequired Notice
Less than 6 months30 days
6 months to 3 years60 days
Over 3 years120 days

Late Fee Limits (5-12-140)

  • Grace period: Minimum 5 days after due date
  • Maximum fee: $10/month for first $500 of rent
  • Additional: 5% of rent amount over $500
  • Example: $1,500 rent = $10 + (5% × $1,000) = $60 max late fee

Penalties for RLTO Violations

  • Security Deposit Violations: 2x deposit amount plus interest
  • Failure to Provide RLTO Summary: 1 month’s rent
  • Lockout Violations: 2 months rent plus attorney fees
  • Utility Shutoff Violations: 2 months rent

⚖️ Legal Disclaimer

This form is provided for informational purposes only and does not constitute legal advice. The RLTO may be amended. Always verify current Chicago Municipal Code requirements and consult with an attorney for specific legal questions.