Free Florida Flooding History Disclosure
Required Florida flood disclosure under Florida Statute 689.302 (effective October 1, 2023). Disclose flood zone, flooding history, and flood insurance status.
Free Florida Flooding History Disclosure — overview
A Florida Flooding History Disclosure documents key facts about the rental property at the time of lease signing. Florida Statute 689.302 (effective 2023) requires residential landlords to disclose flood history and flood insurance to prospective tenants. The form on this page produces a comprehensive flood disclosure satisfying Florida requirements.
Complete the Disclosure Form
Complete the form below to generate a comprehensive Florida Flooding History Disclosure. The form produces a multi-page PDF in legal-document format with all sections, signature lines, and tenant acknowledgment. Both parties should sign the printed copy.
1. Rental Property
2. Flood Zone and Flooding History
3. Tenant Information
4. Landlord Information
5. Tenant Acknowledgment
About Florida Flooding History Disclosure
Florida enacted Statute 689.302 in 2023, requiring residential landlords and sellers to disclose flood-related information to prospective tenants and buyers. The disclosure must address whether the property has flooded in the past, whether it is in a FEMA Special Flood Hazard Area, and whether the property has flood insurance.
Florida’s Flood Disclosure Framework
- Disclosure statute: Florida Statute 689.302 (effective October 1, 2023)
- Coverage: flood zone, prior flooding, flood insurance status
- Lookback period: 5 years of prior flooding (recommended best practice)
- Applies to: residential leases and sales
- Tenant remedies: lease rescission or damages if disclosure was knowingly false
What the Disclosure Covers
- Whether the property is in a FEMA Special Flood Hazard Area
- Any prior flooding events within the past 5 years
- Flood insurance status (landlord coverage or recommendation to tenant)
- FEMA flood zone designation
Tenant Reporting Responsibilities
Florida tenants should review the flood disclosure carefully before signing a lease. Even if the property is not in a designated flood zone, Florida’s geography means flooding can occur in any area. Tenants are strongly advised to obtain personal renters insurance with flood coverage to protect personal property.
Protect your Florida rental investment
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⚖ Legal Disclaimer
This form is provided for general informational purposes only and does not constitute legal advice. For current Florida flood disclosure requirements, review Florida Statute 689.302 and consult Florida Department of Environmental Protection. Consult a qualified Florida attorney for advice specific to your situation.
