🌊 Illinois Flood Zone Disclosure

Required Disclosure – 765 ILCS 705/25

⚠️ REQUIRED FOR FLOOD ZONES
765 ILCS705/25
10 YearsHistory Required
PA 103-0754Updated Law

⚖️ 765 ILCS 705/25: Illinois landlords must disclose if a rental property is in a FEMA-designated flood zone and provide flooding history for the past 10 years for lower-level units (basement, garden-level, or first floor).

🚨 Public Act 103-0754: This law was updated to require disclosure of flooding history for lower-level units. Landlords must disclose dates, frequency, and extent of any flooding in the past 10 years.

🏠 Property Information

🏢 Landlord Information

👤 Tenant Information

🌊 FEMA Flood Zone Status

📋 Flooding History (Past 10 Years)

✅ Landlord Certification

✍️ Signatures

Landlord

Tenant Acknowledgment

Illinois Flood Disclosure Requirements

Under 765 ILCS 705/25, Illinois landlords must disclose flood zone status and flooding history to prospective tenants before they sign a lease.

Public Act 103-0754: This law expanded disclosure requirements to include flooding history for lower-level units (basement, garden-level, and first floor) for the past 10 years.

What Must Be Disclosed?

  • Whether the property is in a FEMA-designated flood zone
  • The specific flood zone designation (if known)
  • For lower-level units: All flooding incidents in the past 10 years
  • Dates, frequency, and extent of past flooding

FEMA Flood Zones

  • Zone A: High risk (1% annual chance of flooding)
  • Zone V: Coastal high risk with wave action
  • Zone X: Moderate to low risk

How to Check Flood Zone Status

You can check if a property is in a flood zone using:

  • FEMA Flood Map Service Center (msc.fema.gov)
  • Your local county assessor or planning department
  • Flood zone determination services

⚖️ Legal Disclaimer

This form is for informational purposes only. Flood zones and requirements may change. Always verify current flood zone status with FEMA and consult with an attorney for legal advice.