Free Montana Lead Paint Disclosure
The federal disclosure every Montana landlord must deliver before leasing housing built before 1978. Authority is 42 U.S.C. 4852d and 40 CFR Part 745 Subpart F. Montana adds no lead paint statute of its own — and the 10-day inspection window you see on other sites is a sales rule, not a rental rule.
A Montana lead paint disclosure is the federally mandated form a landlord delivers to a prospective tenant before any lease of residential property built before 1978. It carries the fixed federal lead warning statement, states the lessor’s actual knowledge of lead-based paint and hazards, lists the records being handed over, documents the tenant’s receipt of the EPA pamphlet Protect Your Family From Lead in Your Home, captures any agent’s acknowledgment, and is signed and dated by every party. Authority is 42 U.S.C. 4852d (Section 1018 of Title X, the Residential Lead-Based Paint Hazard Reduction Act of 1992), implemented at 40 CFR Part 745 Subpart F (EPA) and 24 CFR Part 35 Subpart A (HUD). Montana imposes no lead paint disclosure statute of its own — we checked the Montana Code Annotated section by section, and the duty here is purely federal. What Montana does add is an independent habitability duty under MCA 70-24-303 for deteriorated paint, covered in our Montana habitability laws guide. Generate the form below, then read on for exactly what the rule requires.
- Pre-1978 is the only trigger. Original construction before 1 January 1978 makes the unit “target housing” and the disclosure mandatory. The build date controls even if the unit was gutted and rebuilt in 1995.
- Montana has no lead paint statute. The duty is 100% federal. The Residential Landlord and Tenant Act contains no lead provision; its only disclosure duty is MCA 70-24-301, which is about names and addresses. Montana’s contribution is habitability (MCA 70-24-303).
- The 10-day inspection window does not apply to leases. 40 CFR 745.110(a) gives it to purchasers only. The lessor rules at 40 CFR 745.113(b) contain no such item.
- A studio with a young child IS target housing. As amended eff. 13 January 2025 (89 FR 89416), the 0-bedroom exclusion at 40 CFR 745.103 is conditional — it lifts when a child under six resides or is expected. Older charts calling studios categorically exempt are out of date.
- You never have to test. The rule compels disclosure of actual knowledge, not investigation. “No knowledge” is honest and lawful when nothing has been tested and you hold no reports.
- Deliver before the tenant is obligated, not at move-in and not with the keys. Late delivery is the same violation as no delivery.
- Retain the signed disclosure three years from the start of the leasing period (40 CFR 745.113(c)). It is your only real defence in an enforcement inquiry.
- Montana does not certify lead contractors. EPA runs both the RRP and abatement programs here, so a renovation on a pre-1978 Montana rental follows the federal rule directly.
Montana lead paint disclosure overview
Montana Lead Paint Disclosure at a Glance
Trigger
Built before 1978
Authority
42 U.S.C. 4852d
Montana Statute
None — federal only
Retention
3 years
Timing
Before lease obligation
Pamphlet
EPA, mandatory
Duty to test
No
10-day inspection
Sales only
What the Montana lead paint disclosure does
The lead paint disclosure — often called the Section 1018 disclosure, after the 1992 statute that created it — is the formal federal notice a Montana landlord delivers to a prospective tenant for any residential property built before 1978. It does four things in one document.
First, it puts the tenant on notice of potential lead exposure through the federally mandated lead warning statement, the fixed language at 40 CFR 745.113(b)(1) that must be attached to or included within the lease.
Second, it transmits the lessor’s actual knowledge of lead-based paint or hazards in the dwelling. The lessor picks one of exactly two positions: known lead-based paint or hazards are present, with a description of what is known; or the lessor has no knowledge of lead-based paint or hazards in the housing. There is no third box, and there is no “maybe”.
Third, it transmits any reports the lessor holds from prior inspections, risk assessments, or hazard-reduction work. The lessor either provides copies of all available records and lists them, or affirmatively states that no reports or records exist.
Fourth, it documents the tenant’s receipt of the disclosure and of the EPA pamphlet. The signed acknowledgment is the landlord’s primary defence in any later EPA or HUD inquiry or private civil action.
The disclosure is not optional and the duty is not waivable by agreement. A pre-1978 Montana rental leased without one exposes the landlord to government civil penalties and to a tenant’s private action for triple damages plus fees. Compliance takes fifteen minutes; non-compliance is the most expensive paperwork failure in pre-1978 rental practice. Montana’s housing stock makes this unusually live: much of the rental inventory in Butte, Anaconda, Helena, Great Falls, Missoula, and Billings predates 1978 by decades, so the disclosure is the default in Montana rather than the exception.
Does Montana have its own lead paint law?
No. Montana has no state lead paint disclosure statute, and this page will not invent one. Unlike a handful of states that layer their own lead registry, testing, or certification regimes on top of the federal rule, Montana does not. Every substantive disclosure requirement described on this page comes from federal law: 42 U.S.C. 4852d, 40 CFR Part 745 Subpart F, and 24 CFR Part 35 Subpart A.
That is an easy claim to make and a hard one to prove, so here is the actual work behind it. We read the Montana Code Annotated on the Legislature’s own site rather than trusting a summary:
- The Residential Landlord and Tenant Act of 1977, MCA Title 70, chapter 24. It has four parts — General Provisions, Rental Agreements, Rights and Duties of the Parties, and Remedies. We enumerated every section title in all four. Not one mentions lead. The chapter’s only disclosure duty is MCA 70-24-301, “Duty to disclose name of person responsible,” which requires the landlord to disclose in writing, at or before the commencement of the tenancy, the name and address of the person authorized to manage the premises and of the owner or a person authorized to act for the owner for service of process. That is a duty about identity, not about paint.
- MCA Title 50, Health and Safety. The chapter index runs from Administration of Public Health Laws through Nuclear Regulation. There is no lead chapter. There is not even a lead heading.
- MCA Title 75, Environmental Protection. There is a Radon Control chapter. There is a Waste and Litter Control chapter. There is no lead chapter.
So when a competing page tells you to comply with “the Montana lead law,” ask it for the citation. There is no section number to give, because there is no section.
The proof that Montana’s silence on lead is deliberate
The strongest evidence that Montana has not simply forgotten to legislate here is that Montana’s legislature demonstrably knows how to write a contamination disclosure duty — it has written two, and neither is about lead.
Methamphetamine, MCA 75-10-1305. An owner of inhabitable property known to have been used as a clandestine methamphetamine drug lab, or contaminated by the smoke from methamphetamine use, shall notify in writing any subsequent occupant or purchaser, unless the property has been remediated to the standards at 75-10-1303 by a certified contractor. Notice must occur before agreement to a lease or sale. The legislature went further and built the whole apparatus around it: decontamination standards at 75-10-1303, contractor certification at 75-10-1304, and a public list of contaminated property at 75-10-1306.
Mold, MCA 70-16-703 — and read both subsections. The Montana Mold Disclosure Act is routinely described as merely optional. That is only half of it. 70-16-703(1) is the permissive half: a standard-form mold disclosure statement may be provided before or with an offer to purchase, rent, or lease, and a landlord who provides it (and complies with subsection (2)) gets statutory immunity. That is a safe harbour, not a duty. But 70-16-703(2) is mandatory, and it is a knowledge-triggered disclosure duty: whenever a seller or landlord, or an agent of either, has knowledge that a building has mold present, they shall, prior to or upon entry into a contract for the purchase, rent, or lease, disclose the presence of the mold to the buyer or renter. The same subsection adds that where the landlord knows the building has been tested for mold, they shall advise the tenant that testing occurred and provide a copy of the results, if available, along with evidence of any mitigation or treatment.
Notice what that is: a mandatory, knowledge-triggered, pre-contract hazard disclosure with a records-handover limb — structurally the same instrument as the federal lead rule. Montana wrote one for mold. It did not write one for lead.
So this is a legislature that has considered indoor contamination hazards and calibrated its response three different ways: a mandatory pre-agreement written notice plus a certification regime and a public registry for methamphetamine; a mandatory known-mold disclosure wrapped in an optional safe-harbour statement; and nothing at all for lead. The federal rule already covers lead comprehensively, which is very likely why. Either way, the map is clear: your Montana lead duty is federal, and your Montana meth and mold duties are not this form.
Two further points fill out the Montana picture without adding a disclosure duty:
- Montana does not certify lead contractors. Montana is not among the states EPA has authorized to run their own Renovation, Repair and Painting program, nor to run their own lead abatement and evaluation program. EPA administers both directly in Montana. This is worth stating precisely because it is the most commonly conflated pair on this topic: a lead-contractor certification regime is not a landlord disclosure duty. Several states have the former and no state-level version of the latter. Montana has neither.
- Local ordinances. A Montana city or county could in principle run a rental-registration or housing-inspection program touching lead. Those would be municipal, not state law, and we do not assert that any specific Montana municipality has one. Check with your local code enforcement or city-county health department before assuming none applies. A city ordinance is never a state statute, and no honest page should present one as the other.
Because the obligation is federal rather than state-specific, the same disclosure applies to a rental in any state — our federal lead-based paint disclosure form is the generic version of the Montana form on this page. For the broader set of Montana duties that do come from the MCA, see our Montana landlord-tenant laws overview.
What the rule actually requires: the six elements of 40 CFR 745.113(b)
Most guides list “three things” a landlord must do. The regulation is more precise than that. 40 CFR 745.113(b) requires six distinct elements in the lease or an attachment to it. A disclosure missing any one of them is defective, regardless of how professional the form looks. This is the checklist to audit your own paperwork against.
| Element | What 40 CFR 745.113(b) requires | Who completes it |
|---|---|---|
| (b)(1) Lead warning statement | The fixed federal paragraph, reproduced in its prescribed wording, attached to or inserted into the lease. | Pre-printed on the form |
| (b)(2) Lessor’s disclosure of known paint and hazards | A statement disclosing the presence of known lead-based paint and hazards, including any additional information available (for example location and the condition of painted surfaces) — or a statement of no knowledge. | Lessor |
| (b)(3) List of records and reports | A list of any records or reports available to the lessor that were provided to the lessee — or a statement that no such records exist. | Lessor |
| (b)(4) Lessee’s acknowledgment | A statement by the lessee affirming receipt of the information in (b)(2) and (b)(3) and receipt of the lead hazard information pamphlet. | Lessee (initials) |
| (b)(5) Agent’s statement | A statement that the agent has informed the lessor of the lessor’s obligations under 42 U.S.C. 4852d and is aware of their own responsibility to ensure compliance. | Agent (initials, or N/A) |
| (b)(6) Signatures certifying accuracy | The signatures of the lessors, agents, and lessees certifying to the accuracy of their statements, with dates. | All parties |
The item nobody mentions: the lessee’s agent
The (b)(5) item is scoped by the regulation itself, not by anybody’s form. It bites “when one or more agents are involved in the transaction to lease target housing on behalf of the lessor” — and “agent” is a defined term at 40 CFR 745.103, meaning a party who contracts with a seller or lessor for the purpose of selling or leasing target housing. So the item follows the lessor’s side of the deal. If you use a Montana property manager, that manager owes the (b)(5) statement on every pre-1978 tenancy they place, and their failure is not a defence for you — 42 U.S.C. 4852d(b)(3) makes knowing violators jointly and severally liable, which means the tenant can collect the whole judgment from whichever of you is easier to reach. The one relief the rule does give you is narrow and sits at 40 CFR 745.113(d): you are not responsible for the failure of a lessee’s legal representative — one who receives all compensation from the lessee — to pass the disclosure materials on, provided every required party actually completed and signed the certification.
Target housing: the pre-1978 trigger
The disclosure duty attaches to “target housing,” and 40 CFR 745.103 defines it as any housing constructed prior to 1978, with two exclusions. The date is the date of original construction — not the date of the paint, not the date of the last renovation, and not the date anybody last thought about lead.
The definition was amended effective 13 January 2025 (89 FR 89416, published 12 November 2024). It now reads, in the regulation’s own words: “Target housing means any housing constructed prior to 1978, except housing for the elderly or persons with disabilities or any 0-bedroom dwelling (unless any child who is less than 6 years of age resides or is expected to reside in such housing).”
Read that sentence carefully — since 2025 the parenthetical attaches to BOTH limbs
As amended effective 13 January 2025 (89 FR 89416), the except-clause has two limbs and the child condition now reaches both:
Limb one: housing for the elderly or persons with disabilities — unless any child under six resides or is expected to reside there, in which case the housing is back inside the rule.
Limb two: any 0-bedroom dwelling — unless any child under six resides or is expected to reside there, in which case it too is back inside the rule. This carve-out was categorical before the 2025 amendment, and most competitor pages and older charts still show it that way.
This matters in practice: a studio apartment IS target housing when a child under six lives there or is expected to. Nearly every form site still lists studios as categorically exempt — correct through 12 January 2025, wrong today. The amendment moved the parenthetical to the end of the clause so it conditions both exclusions alike; read the current regulation, not a pre-2025 paraphrase of it.
What counts as a 0-bedroom dwelling is also defined, and more broadly than the name suggests. 40 CFR 745.103: “0-bedroom dwelling means any residential dwelling in which the living area is not separated from the sleeping area. The term includes efficiencies, studio apartments, dormitory housing, military barracks, and rentals of individual rooms in residential dwellings.”
For Montana that reaches more stock than landlords expect: downtown studio and efficiency units in Missoula, Bozeman, and Billings; rented single rooms in a house; university dormitory housing. Note the neat overlap on that last one — dormitory housing is outside the federal rule as a 0-bedroom dwelling, and housing provided by the Montana university system is separately outside the state Residential Landlord and Tenant Act altogether under MCA 70-24-104(1). Two different bodies of law, excluding the same buildings for entirely different reasons.
Housing for the elderly has its own definition at 40 CFR 745.103: retirement communities or similar types of housing reserved for households composed of one or more persons 62 years of age or more at the time of initial occupancy. A Montana senior community that meets that definition is outside the rule — until a child under six moves in or is expected to, at which point the exclusion lifts and the disclosure duty attaches.
The conservative approach for everything else: when the build year is uncertain, disclose. There is no penalty for disclosing on a 1985 building and a severe one for guessing wrong on a 1977 one. Verify against the county clerk and recorder’s records or the Montana Department of Revenue property record rather than the listing copy.
Which pre-1978 Montana rentals are exempt
40 CFR 745.101 sets out the transaction-level exemptions, and there are exactly four. They are narrow, and — a point worth stating plainly because the target-housing definition creates confusion here — none of these four carries a child condition.
| Exemption | What 40 CFR 745.101 says | Montana practice note |
|---|---|---|
| (a) Foreclosure sales | Sales of target housing at foreclosure. | Sales only. Irrelevant to a lease. Buying a Montana foreclosure and then renting it does not carry the exemption over — the lease is a fresh transaction with its own duty. |
| (b) Certified lead-free leases | Leases of target housing found to be lead-based paint free by a certified inspector. | Requires an actual inspection by a certified inspector, documented. Your belief that the unit is clean is not a finding. In Montana that inspector is EPA-certified, because Montana runs no certification program of its own. |
| (c) Short-term leases | Short-term leases of 100 days or less, where no lease renewal or extension can occur. | Both halves must hold. A 90-day Montana seasonal or travel-nurse lease with any renewal or extension possibility is not exempt. A lease that can roll month-to-month at the end fails this test. |
| (d) Qualifying renewals | Renewals of existing leases where the lessor has previously disclosed all information required under 40 CFR 745.107 and no new information described in 745.107 has come into the lessor’s possession. | Both conditions. New report or newly learned hazard means the exemption is gone. Renewal here includes renegotiation of existing terms and ratification of a new lease. |
The expensive mistake
Landlords read the “unless a child under six” parenthetical in the target-housing definition and conclude that every exemption evaporates when a child moves in. Not so. The child condition lives in the target housing definition at 745.103, and since the 13 January 2025 amendment (89 FR 89416) it reaches both limbs of that definition — the elderly-and-disabled housing limb and the 0-bedroom limb. It does not reach any of the four transaction exemptions at 745.101. So a 100-day non-renewable Montana lease stays exempt with a toddler in the unit, and a certified lead-free unit stays exempt with a toddler in the unit — but a 0-bedroom unit does not: a studio with a child under six is now target housing.
The error runs in both directions and the other direction is worse: assuming an exemption you do not have. Note also that the renewal exemption at 745.101(d) points at 40 CFR 745.107, not at the 745.113 form section — a small distinction that matters if you are checking your own compliance against the right provision.
Everything else is covered. There is no exemption for a landlord with one unit, no exemption for renting to family, no exemption for a month-to-month tenancy, and no exemption for a building you are certain has never had lead paint. Note what is not on the list: 40 CFR 745.107(a) frames the duty as arising “before the purchaser or lessee is obligated under any contract to purchase or lease target housing that is not otherwise an exempt transaction.” Exempt means one of these four. Nothing else.
The EPA pamphlet requirement
The signed form alone does not discharge the duty. The lessee must also receive the EPA lead hazard information pamphlet, Protect Your Family From Lead in Your Home. This is a delivery obligation, separate from and in addition to the disclosure itself, and it is the element landlords most often skip because the form’s (d) item makes it look like a box to tick rather than a document to hand over.
The pamphlet is free. EPA publishes it in English, Spanish, and several other languages, and the current edition is downloadable from epa.gov. There is no cost, no registration, and no reason to be short of copies. The National Lead Information Center, 1-800-424-LEAD, will also supply them.
What the tenant initials on the (d) item is a statement that they received the pamphlet. If they did not receive it, the initial is a false statement on a certified federal document — procured by you. That is a materially worse position than simply having failed to deliver the pamphlet, because it converts an oversight into a paper trail suggesting knowledge. Hand the pamphlet over, then collect the initial.
Practical Montana note: keep a record of which edition you delivered. EPA has revised the pamphlet over the years, and an enforcement inquiry that asks what the tenant received is much easier to answer when your file says “2024 edition, handed at signing, initials at item (d)” than when it says nothing at all.
No duty to test — but a duty to disclose everything you know
The federal rule does not require a Montana landlord to test for lead, to inspect for lead, or to remove lead. EPA states this plainly. The rule is a disclosure rule, not an abatement rule. It compels honesty about what you know; it does not compel you to go and find out.
This surprises landlords who assume the form is a trap requiring an inspection they cannot afford. It is not. If the unit has never been tested and you hold no reports, “no knowledge of lead-based paint and/or lead-based paint hazards in the housing” is the honest, lawful, and correct answer — and it is the answer most Montana landlords will give.
What “no knowledge” cannot do is launder information you actually have. The box is a statement of fact about your knowledge, and knowledge includes:
- Any lead inspection report or risk assessment in your files, however old.
- Any abatement or hazard-reduction record for the unit or the building.
- A prior tenant’s child with an elevated blood-lead result in your unit, or a health-department contact about it.
- A contractor’s finding — verbal or written — during renovation work.
- A building-wide evaluation covering common areas or other units in a multi-unit property you own.
- What your property manager knows. Their knowledge is realistically imputed to you, and in any event they carry their own (b)(5) obligation.
The asymmetry is stark. Ticking “no knowledge” while a report sits in a drawer converts an ordinary compliance failure into a knowing violation — which is precisely the trigger for treble damages under 42 U.S.C. 4852d(b)(3). “I forgot the file existed” is a poor answer once the file is produced in discovery.
The other half of the same coin: if you do know, say what you know. 40 CFR 745.113(b)(2) asks for the additional information available, and gives examples — the basis for the determination, the location of the lead-based paint or hazards, and the condition of the painted surfaces. “Yes, some lead paint” is a defective disclosure. “1954 construction; 2019 XRF inspection found lead-based paint on original window sashes and trim in the two north bedrooms; sashes intact, trim showing minor chipping at the sill” is a compliant one.
The 10-day inspection window is a sales rule, not a rental rule
A Montana landlord does not owe a tenant a 10-day inspection period. That obligation exists only in sales. This is the single most replicated error on this topic, and it appears on form sites, in blog posts, and — as of this writing — in at least one live AI-generated answer for this exact query.
The provision is 40 CFR 745.110(a), and it says: “Before a purchaser is obligated under any contract to purchase target housing, the seller shall permit the purchaser a 10-day period (unless the parties mutually agree, in writing, upon a different period of time) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards.”
Every operative noun in that sentence is a sales noun: purchaser, contract to purchase, seller. The statutory source, 42 U.S.C. 4852d(a)(1)(C), is scoped the same way. And the structure of the disclosure regulation confirms it: 40 CFR 745.113(a) — the sales disclosure — carries the received-or-waived statement at (a)(5). 40 CFR 745.113(b) — the lease disclosure — has no inspection item at all. There is nothing to waive on a lease because there is nothing to grant.
An AI answer engine currently gets this backwards for Montana
While researching the live results for this page, the AI summary for “montana lead paint disclosure” asserted that “the home seller is given a 10-day period to perform a paint inspection.” That is wrong twice over: the 10-day period runs to the purchaser, and the seller’s role is to permit it. If you are checking your Montana obligations against an AI answer, check the answer against 40 CFR 745.110(a) before you act on it. The regulation is short, free, and unambiguous.
What you may do: offer a prospective Montana tenant a look at the unit, or time to bring in an inspector, entirely voluntarily. It is good practice and it costs you nothing. What you must not do: print a line on the lease disclosure claiming the tenant was offered and waived a 10-day inspection right. That fabricates a waiver of a right the tenant never had, on a document everybody signs certifying its accuracy. It adds a false statement to a federal certification in exchange for protecting you from nothing.
The generator on this page does not print such a line, on purpose.
If you are selling a Montana home rather than leasing it
The same statute covers both, but the two disclosures are not the same document and the differences matter.
- The sales disclosure lives at 40 CFR 745.113(a), and it has its own lead warning statement — longer than the lease version, addressed to purchasers, and recommending a risk assessment or inspection prior to purchase.
- The 10-day inspection opportunity applies (40 CFR 745.110(a)), and 745.110(b) lets the purchaser waive it in writing. Item (a)(5) of the sales disclosure captures which happened.
- The foreclosure exemption applies to sales and only to sales (40 CFR 745.101(a)).
- Montana adds no seller lead disclosure either. Montana has no mandatory statewide seller property-disclosure statute for residential real estate at all; the seller’s federal lead duty is the same 42 U.S.C. 4852d duty. Montana’s methamphetamine notice at MCA 75-10-1305 does apply to a sale as well as a lease, and the Montana Mold Disclosure Act reaches sales too — its optional safe-harbour statement at MCA 70-16-703(1) is available on a purchase and sale, and its mandatory known-mold disclosure at 70-16-703(2) applies on a contract for purchase just as it does on a lease.
The form on this page is the lease version. Do not use it for a sale, and do not use a sales form for a lease — a sales form used on a Montana tenancy is exactly how the phantom 10-day tenant right gets into circulation in the first place.
Generate your Montana lead paint disclosure
Complete the fields below to generate a federally compliant Montana lead paint disclosure. The generated PDF reproduces the lead warning statement, the lessor’s disclosure items, the lessee’s acknowledgment items, the agent’s acknowledgment, and the certification of accuracy with signature and date lines for each party.
Why the acknowledgment lines print blank
The lessee’s and agent’s acknowledgment items and every signature line print as blank initial and signature lines by design. Those items are statements by the lessee and the agent, executed in wet ink or by e-signature at signing — they are not facts the landlord can assert in advance. A form that lets a landlord pre-tick “tenant received the pamphlet” before the tenant has received anything is not a compliance aid; it is a fabricated acknowledgment on a certified document. This generator asks you only for what you can truthfully supply.
Montana Lead Paint Disclosure Generator
1. Property and dates
2. Lessor and lessee
3. Lessor’s knowledge of lead-based paint
4. Records and reports
How to complete and deliver the disclosure
Six steps from build-year check to retained file
Confirm the build year
Pull the county clerk and recorder’s record, the Montana Department of Revenue property record, the certificate of occupancy, or the permit file. Original construction before 1 January 1978 triggers the duty. A later gut renovation does not reset it.
Check the narrow exemptions honestly
Zero-bedroom dwelling with no child under six in residence or expected (that carve-out became conditional on 13 January 2025, 89 FR 89416), 100 days or less with no possible renewal, certified lead-free by a certified inspector, or a qualifying renewal with no new information. If you are arguing yourself into one of these, you are probably not in it.
Gather records and fix your knowledge
Search your files, ask your property manager, and check for building-wide evaluations covering common areas. Then pick the knowledge box that is true — not the one that is convenient.
Generate and deliver with the pamphlet
Produce the disclosure and hand over the EPA pamphlet Protect Your Family From Lead in Your Home before the tenant is obligated under the lease. Before, not at signing, and not with the keys.
Collect initials and signatures from every party
Lessee initials the (c) and (d) items, any agent initials the (e) item, and every lessor, lessee, and agent signs and dates the certification. Every adult lessee on the lease, not just the first one.
Retain for three years, and longer if you are sensible
40 CFR 745.113(c)(1) sets three years from the start of the leasing period as the floor. Keep the signed disclosure, the pamphlet edition note, and copies of everything you handed over.
Recordkeeping: the three-year rule
40 CFR 745.113(c)(1) requires the lessor to retain a copy of the completed disclosure for no less than three years from the commencement date of the leasing period. That is the rule. It is short, it is cheap to comply with, and it is the difference between a Montana enforcement inquiry that ends at the document-request stage and one that does not.
What to keep, as a set:
- The executed disclosure with every initial and signature.
- A note of which EPA pamphlet edition was delivered and when.
- Copies of every record and report you listed and handed over.
- If delivered electronically, the electronic record and the tenant’s consent to electronic delivery.
Three years is a floor, not a target, and the regulation itself says so. 40 CFR 745.113(c)(2) provides that the recordkeeping requirement “is not intended to place any limitations on civil suits under the Act, or to otherwise affect a lessee’s or purchaser’s rights under the civil penalty provisions of 42 U.S.C. 4852d(b)(3).”
What that sentence does and does not say
It says the three-year recordkeeping period is not a limitations period and does not cut down a tenant’s civil rights under the Act. It does not say — and we will not tell you it says — that “the expiration of the three-year period is not a defence.” That formulation appears on some pages and it is not in the text.
The practical consequence is the one that matters and it needs no embellishment: your duty to keep the file can expire while your exposure has not. A landlord who binned the file at three years and one day and is then sued has no document problem in the regulatory sense and a very serious evidence problem in the litigation sense. The file is your defence. Storage is free. Keep it for the life of ownership, and hand it to the buyer at closing.
Delivering the disclosure electronically in Montana
Yes, you can do this by email and e-signature — and Montana adds a wrinkle that catches portal-based landlords.
The federal permission comes from the E-SIGN Act, 15 U.S.C. 7001. EPA attaches conditions to electronic delivery of the lead disclosure: give a clear statement of the right to receive paper documents, explain the procedure to withdraw consent and its consequences, explain how to access and retain the electronic records, and obtain the tenant’s consent in a way that demonstrates they can actually access the materials.
Montana has adopted the Uniform Electronic Transactions Act at MCA Title 30, chapter 18, part 1. MCA 30-18-101 gives it its short title; the operative provisions run through 30-18-118. The one to know here is MCA 30-18-107, “Provision of information in writing — presentation of records”:
The Montana retention trap for portal delivery
MCA 30-18-107(1) satisfies a writing requirement only where the information is delivered “in an electronic record capable of retention by the recipient at the time of receipt,” and adds that “an electronic record is not capable of retention by the recipient if the sender or its information processing system inhibits the ability of the recipient to print or store the electronic record.”
MCA 30-18-107(3) then supplies the teeth: “If a sender inhibits the ability of a recipient to store or print an electronic record, the electronic record is not enforceable against the recipient.”
30-18-107(4) opens “The requirements of this section may not be varied by agreement” — but read to the end of the sentence, because it does not stop there. It continues “but:” and carves out two exceptions. Under (4)(a), where a law other than the UETA imposes the writing requirement and itself permits that requirement to be varied by agreement, the subsection (1) capable-of-retention requirement may be varied by agreement too; (4)(b) makes a similar carve-out for first-class-mail requirements. Here the “other law” is the federal disclosure rule, which requires the disclosure in writing and does not invite the parties to agree it away — so on these facts the retention requirement is the non-variable default. We are not going to tell you subsection (4) is an absolute bar, because the text says it is a bar with two doors in it.
So a view-only tenant portal, a disappearing link, a locked PDF, or an expiring download is the wrong way to deliver this form in Montana. Send something the tenant can print and keep, at the time they receive it. This is a Montana-law point about the enforceability of the record against your tenant — it sits alongside, and does not replace, the federal EPA conditions above.
A link alone is not delivery under either body of law. The tenant must receive the complete documents — disclosure and pamphlet — in a form they can open, read, and keep. Retain the electronic record for the same three years, and retain the consent with it.
Renovating an occupied pre-1978 Montana rental: a second, separate duty
The leasing disclosure is not the only lead duty a Montana landlord has, and the second one catches sitting tenants who were disclosed to years ago.
The EPA Renovation, Repair and Painting rule — 40 CFR Part 745 Subpart E, distinct from the Subpart F disclosure rule — governs work that disturbs painted surfaces in pre-1978 housing. In outline:
- Certified firm, lead-safe work practices. Renovation for compensation that disturbs painted surfaces above the rule’s minimum thresholds must be performed by an EPA-certified firm using certified renovators and lead-safe practices. In Montana that certification is federal — EPA administers the RRP program here because Montana is not an EPA-authorized RRP state.
- Occupant notice before work. Occupants must receive lead hazard information no more than 60 days before work begins.
- Common areas. Where common areas of multi-unit target housing are affected, 40 CFR 745.84(b) gives the renovation firm a choice: either deliver written notice to each affected unit describing the general nature and locations of the planned work and its expected starting and ending dates, or post informational signs where the affected occupants are likely to see them. Either way the pamphlet has to be made available, and the firm must prepare, sign, and date a statement describing the steps it took.
- Your own crew counts. The rule reaches the work, not the invoice. A Montana landlord who does renovation work on their own rental units is generally within scope; “I did it myself” is not an exemption.
The practical failure mode: a landlord completes a clean leasing disclosure in March, then replaces the windows in an occupied 1951 Butte duplex in August with an uncertified handyman and no 60-day notice. The disclosure was fine. The renovation was a separate violation, and the one likeliest to actually put lead dust in the unit — which is where a disclosure violation stops being paperwork and starts being a personal-injury claim.
Penalties — and why the figures quoted elsewhere are stale
Search this topic and you will be told the penalty is a specific number per violation. You will see several different numbers, none dated, most copied from an old page. Here is the accurate structure, which has two entirely separate limbs.
Limb one: the tenant’s private action, 42 U.S.C. 4852d(b)(3). Any person who knowingly violates the section is jointly and severally liable to the purchaser or lessee for three times the amount of damages that person incurred. This multiplier is written into the statute; it does not move with inflation. Section 4852d(b)(4) adds that a court may award court costs together with reasonable attorney fees and expert witness fees to a prevailing plaintiff. The fee-shifting is what makes small disclosure violations economically worth suing
