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Free Montana Lead Paint Disclosure

The federal disclosure every Montana landlord must deliver before leasing housing built before 1978. Authority is 42 U.S.C. 4852d and 40 CFR Part 745 Subpart F. Montana adds no lead paint statute of its own — and the 10-day inspection window you see on other sites is a sales rule, not a rental rule.

Federally Required 42 U.S.C. 4852d 40 CFR Part 745 Montana Free PDF
Updated Q3 2026 By Tenant Screening Background Check Editorial Team Reviewed for Montana ~18 min read

A Montana lead paint disclosure is the federally mandated form a landlord delivers to a prospective tenant before any lease of residential property built before 1978. It carries the fixed federal lead warning statement, states the lessor’s actual knowledge of lead-based paint and hazards, lists the records being handed over, documents the tenant’s receipt of the EPA pamphlet Protect Your Family From Lead in Your Home, captures any agent’s acknowledgment, and is signed and dated by every party. Authority is 42 U.S.C. 4852d (Section 1018 of Title X, the Residential Lead-Based Paint Hazard Reduction Act of 1992), implemented at 40 CFR Part 745 Subpart F (EPA) and 24 CFR Part 35 Subpart A (HUD). Montana imposes no lead paint disclosure statute of its own — we checked the Montana Code Annotated section by section, and the duty here is purely federal. What Montana does add is an independent habitability duty under MCA 70-24-303 for deteriorated paint, covered in our Montana habitability laws guide. Generate the form below, then read on for exactly what the rule requires.

Key Takeaways
  • Pre-1978 is the only trigger. Original construction before 1 January 1978 makes the unit “target housing” and the disclosure mandatory. The build date controls even if the unit was gutted and rebuilt in 1995.
  • Montana has no lead paint statute. The duty is 100% federal. The Residential Landlord and Tenant Act contains no lead provision; its only disclosure duty is MCA 70-24-301, which is about names and addresses. Montana’s contribution is habitability (MCA 70-24-303).
  • The 10-day inspection window does not apply to leases. 40 CFR 745.110(a) gives it to purchasers only. The lessor rules at 40 CFR 745.113(b) contain no such item.
  • A studio with a young child IS target housing. As amended eff. 13 January 2025 (89 FR 89416), the 0-bedroom exclusion at 40 CFR 745.103 is conditional — it lifts when a child under six resides or is expected. Older charts calling studios categorically exempt are out of date.
  • You never have to test. The rule compels disclosure of actual knowledge, not investigation. “No knowledge” is honest and lawful when nothing has been tested and you hold no reports.
  • Deliver before the tenant is obligated, not at move-in and not with the keys. Late delivery is the same violation as no delivery.
  • Retain the signed disclosure three years from the start of the leasing period (40 CFR 745.113(c)). It is your only real defence in an enforcement inquiry.
  • Montana does not certify lead contractors. EPA runs both the RRP and abatement programs here, so a renovation on a pre-1978 Montana rental follows the federal rule directly.
Montana lead paint disclosure overview
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Montana lead paint disclosure overview

Montana Lead Paint Disclosure at a Glance

Trigger

Built before 1978

Authority

42 U.S.C. 4852d

Montana Statute

None — federal only

Retention

3 years

Timing

Before lease obligation

Pamphlet

EPA, mandatory

Duty to test

No

10-day inspection

Sales only

The one-line answer: if your Montana rental was built before 1978 and the lease runs longer than 100 days, you must hand the tenant this signed disclosure plus the EPA pamphlet before they are obligated under the lease, and keep the signed copy for three years. Nothing in Montana law changes that; nothing in Montana law adds to it.

What the Montana lead paint disclosure does

The lead paint disclosure — often called the Section 1018 disclosure, after the 1992 statute that created it — is the formal federal notice a Montana landlord delivers to a prospective tenant for any residential property built before 1978. It does four things in one document.

First, it puts the tenant on notice of potential lead exposure through the federally mandated lead warning statement, the fixed language at 40 CFR 745.113(b)(1) that must be attached to or included within the lease.

Second, it transmits the lessor’s actual knowledge of lead-based paint or hazards in the dwelling. The lessor picks one of exactly two positions: known lead-based paint or hazards are present, with a description of what is known; or the lessor has no knowledge of lead-based paint or hazards in the housing. There is no third box, and there is no “maybe”.

Third, it transmits any reports the lessor holds from prior inspections, risk assessments, or hazard-reduction work. The lessor either provides copies of all available records and lists them, or affirmatively states that no reports or records exist.

Fourth, it documents the tenant’s receipt of the disclosure and of the EPA pamphlet. The signed acknowledgment is the landlord’s primary defence in any later EPA or HUD inquiry or private civil action.

The disclosure is not optional and the duty is not waivable by agreement. A pre-1978 Montana rental leased without one exposes the landlord to government civil penalties and to a tenant’s private action for triple damages plus fees. Compliance takes fifteen minutes; non-compliance is the most expensive paperwork failure in pre-1978 rental practice. Montana’s housing stock makes this unusually live: much of the rental inventory in Butte, Anaconda, Helena, Great Falls, Missoula, and Billings predates 1978 by decades, so the disclosure is the default in Montana rather than the exception.

Does Montana have its own lead paint law?

No. Montana has no state lead paint disclosure statute, and this page will not invent one. Unlike a handful of states that layer their own lead registry, testing, or certification regimes on top of the federal rule, Montana does not. Every substantive disclosure requirement described on this page comes from federal law: 42 U.S.C. 4852d, 40 CFR Part 745 Subpart F, and 24 CFR Part 35 Subpart A.

That is an easy claim to make and a hard one to prove, so here is the actual work behind it. We read the Montana Code Annotated on the Legislature’s own site rather than trusting a summary:

  • The Residential Landlord and Tenant Act of 1977, MCA Title 70, chapter 24. It has four parts — General Provisions, Rental Agreements, Rights and Duties of the Parties, and Remedies. We enumerated every section title in all four. Not one mentions lead. The chapter’s only disclosure duty is MCA 70-24-301, “Duty to disclose name of person responsible,” which requires the landlord to disclose in writing, at or before the commencement of the tenancy, the name and address of the person authorized to manage the premises and of the owner or a person authorized to act for the owner for service of process. That is a duty about identity, not about paint.
  • MCA Title 50, Health and Safety. The chapter index runs from Administration of Public Health Laws through Nuclear Regulation. There is no lead chapter. There is not even a lead heading.
  • MCA Title 75, Environmental Protection. There is a Radon Control chapter. There is a Waste and Litter Control chapter. There is no lead chapter.

So when a competing page tells you to comply with “the Montana lead law,” ask it for the citation. There is no section number to give, because there is no section.

The proof that Montana’s silence on lead is deliberate

The strongest evidence that Montana has not simply forgotten to legislate here is that Montana’s legislature demonstrably knows how to write a contamination disclosure duty — it has written two, and neither is about lead.

Methamphetamine, MCA 75-10-1305. An owner of inhabitable property known to have been used as a clandestine methamphetamine drug lab, or contaminated by the smoke from methamphetamine use, shall notify in writing any subsequent occupant or purchaser, unless the property has been remediated to the standards at 75-10-1303 by a certified contractor. Notice must occur before agreement to a lease or sale. The legislature went further and built the whole apparatus around it: decontamination standards at 75-10-1303, contractor certification at 75-10-1304, and a public list of contaminated property at 75-10-1306.

Mold, MCA 70-16-703 — and read both subsections. The Montana Mold Disclosure Act is routinely described as merely optional. That is only half of it. 70-16-703(1) is the permissive half: a standard-form mold disclosure statement may be provided before or with an offer to purchase, rent, or lease, and a landlord who provides it (and complies with subsection (2)) gets statutory immunity. That is a safe harbour, not a duty. But 70-16-703(2) is mandatory, and it is a knowledge-triggered disclosure duty: whenever a seller or landlord, or an agent of either, has knowledge that a building has mold present, they shall, prior to or upon entry into a contract for the purchase, rent, or lease, disclose the presence of the mold to the buyer or renter. The same subsection adds that where the landlord knows the building has been tested for mold, they shall advise the tenant that testing occurred and provide a copy of the results, if available, along with evidence of any mitigation or treatment.

Notice what that is: a mandatory, knowledge-triggered, pre-contract hazard disclosure with a records-handover limb — structurally the same instrument as the federal lead rule. Montana wrote one for mold. It did not write one for lead.

So this is a legislature that has considered indoor contamination hazards and calibrated its response three different ways: a mandatory pre-agreement written notice plus a certification regime and a public registry for methamphetamine; a mandatory known-mold disclosure wrapped in an optional safe-harbour statement; and nothing at all for lead. The federal rule already covers lead comprehensively, which is very likely why. Either way, the map is clear: your Montana lead duty is federal, and your Montana meth and mold duties are not this form.

Two further points fill out the Montana picture without adding a disclosure duty:

  • Montana does not certify lead contractors. Montana is not among the states EPA has authorized to run their own Renovation, Repair and Painting program, nor to run their own lead abatement and evaluation program. EPA administers both directly in Montana. This is worth stating precisely because it is the most commonly conflated pair on this topic: a lead-contractor certification regime is not a landlord disclosure duty. Several states have the former and no state-level version of the latter. Montana has neither.
  • Local ordinances. A Montana city or county could in principle run a rental-registration or housing-inspection program touching lead. Those would be municipal, not state law, and we do not assert that any specific Montana municipality has one. Check with your local code enforcement or city-county health department before assuming none applies. A city ordinance is never a state statute, and no honest page should present one as the other.

Because the obligation is federal rather than state-specific, the same disclosure applies to a rental in any state — our federal lead-based paint disclosure form is the generic version of the Montana form on this page. For the broader set of Montana duties that do come from the MCA, see our Montana landlord-tenant laws overview.

What the rule actually requires: the six elements of 40 CFR 745.113(b)

Most guides list “three things” a landlord must do. The regulation is more precise than that. 40 CFR 745.113(b) requires six distinct elements in the lease or an attachment to it. A disclosure missing any one of them is defective, regardless of how professional the form looks. This is the checklist to audit your own paperwork against.

ElementWhat 40 CFR 745.113(b) requiresWho completes it
(b)(1) Lead warning statementThe fixed federal paragraph, reproduced in its prescribed wording, attached to or inserted into the lease.Pre-printed on the form
(b)(2) Lessor’s disclosure of known paint and hazardsA statement disclosing the presence of known lead-based paint and hazards, including any additional information available (for example location and the condition of painted surfaces) — or a statement of no knowledge.Lessor
(b)(3) List of records and reportsA list of any records or reports available to the lessor that were provided to the lessee — or a statement that no such records exist.Lessor
(b)(4) Lessee’s acknowledgmentA statement by the lessee affirming receipt of the information in (b)(2) and (b)(3) and receipt of the lead hazard information pamphlet.Lessee (initials)
(b)(5) Agent’s statementA statement that the agent has informed the lessor of the lessor’s obligations under 42 U.S.C. 4852d and is aware of their own responsibility to ensure compliance.Agent (initials, or N/A)
(b)(6) Signatures certifying accuracyThe signatures of the lessors, agents, and lessees certifying to the accuracy of their statements, with dates.All parties

The item nobody mentions: the lessee’s agent

The (b)(5) item is scoped by the regulation itself, not by anybody’s form. It bites “when one or more agents are involved in the transaction to lease target housing on behalf of the lessor” — and “agent” is a defined term at 40 CFR 745.103, meaning a party who contracts with a seller or lessor for the purpose of selling or leasing target housing. So the item follows the lessor’s side of the deal. If you use a Montana property manager, that manager owes the (b)(5) statement on every pre-1978 tenancy they place, and their failure is not a defence for you — 42 U.S.C. 4852d(b)(3) makes knowing violators jointly and severally liable, which means the tenant can collect the whole judgment from whichever of you is easier to reach. The one relief the rule does give you is narrow and sits at 40 CFR 745.113(d): you are not responsible for the failure of a lessee’s legal representative — one who receives all compensation from the lessee — to pass the disclosure materials on, provided every required party actually completed and signed the certification.

Target housing: the pre-1978 trigger

The disclosure duty attaches to “target housing,” and 40 CFR 745.103 defines it as any housing constructed prior to 1978, with two exclusions. The date is the date of original construction — not the date of the paint, not the date of the last renovation, and not the date anybody last thought about lead.

The definition was amended effective 13 January 2025 (89 FR 89416, published 12 November 2024). It now reads, in the regulation’s own words: “Target housing means any housing constructed prior to 1978, except housing for the elderly or persons with disabilities or any 0-bedroom dwelling (unless any child who is less than 6 years of age resides or is expected to reside in such housing).”

Read that sentence carefully — since 2025 the parenthetical attaches to BOTH limbs

As amended effective 13 January 2025 (89 FR 89416), the except-clause has two limbs and the child condition now reaches both:

Limb one: housing for the elderly or persons with disabilities — unless any child under six resides or is expected to reside there, in which case the housing is back inside the rule.

Limb two: any 0-bedroom dwelling — unless any child under six resides or is expected to reside there, in which case it too is back inside the rule. This carve-out was categorical before the 2025 amendment, and most competitor pages and older charts still show it that way.

This matters in practice: a studio apartment IS target housing when a child under six lives there or is expected to. Nearly every form site still lists studios as categorically exempt — correct through 12 January 2025, wrong today. The amendment moved the parenthetical to the end of the clause so it conditions both exclusions alike; read the current regulation, not a pre-2025 paraphrase of it.

What counts as a 0-bedroom dwelling is also defined, and more broadly than the name suggests. 40 CFR 745.103: “0-bedroom dwelling means any residential dwelling in which the living area is not separated from the sleeping area. The term includes efficiencies, studio apartments, dormitory housing, military barracks, and rentals of individual rooms in residential dwellings.”

For Montana that reaches more stock than landlords expect: downtown studio and efficiency units in Missoula, Bozeman, and Billings; rented single rooms in a house; university dormitory housing. Note the neat overlap on that last one — dormitory housing is outside the federal rule as a 0-bedroom dwelling, and housing provided by the Montana university system is separately outside the state Residential Landlord and Tenant Act altogether under MCA 70-24-104(1). Two different bodies of law, excluding the same buildings for entirely different reasons.

Housing for the elderly has its own definition at 40 CFR 745.103: retirement communities or similar types of housing reserved for households composed of one or more persons 62 years of age or more at the time of initial occupancy. A Montana senior community that meets that definition is outside the rule — until a child under six moves in or is expected to, at which point the exclusion lifts and the disclosure duty attaches.

The conservative approach for everything else: when the build year is uncertain, disclose. There is no penalty for disclosing on a 1985 building and a severe one for guessing wrong on a 1977 one. Verify against the county clerk and recorder’s records or the Montana Department of Revenue property record rather than the listing copy.

Which pre-1978 Montana rentals are exempt

40 CFR 745.101 sets out the transaction-level exemptions, and there are exactly four. They are narrow, and — a point worth stating plainly because the target-housing definition creates confusion here — none of these four carries a child condition.

ExemptionWhat 40 CFR 745.101 saysMontana practice note
(a) Foreclosure salesSales of target housing at foreclosure.Sales only. Irrelevant to a lease. Buying a Montana foreclosure and then renting it does not carry the exemption over — the lease is a fresh transaction with its own duty.
(b) Certified lead-free leasesLeases of target housing found to be lead-based paint free by a certified inspector.Requires an actual inspection by a certified inspector, documented. Your belief that the unit is clean is not a finding. In Montana that inspector is EPA-certified, because Montana runs no certification program of its own.
(c) Short-term leasesShort-term leases of 100 days or less, where no lease renewal or extension can occur.Both halves must hold. A 90-day Montana seasonal or travel-nurse lease with any renewal or extension possibility is not exempt. A lease that can roll month-to-month at the end fails this test.
(d) Qualifying renewalsRenewals of existing leases where the lessor has previously disclosed all information required under 40 CFR 745.107 and no new information described in 745.107 has come into the lessor’s possession.Both conditions. New report or newly learned hazard means the exemption is gone. Renewal here includes renegotiation of existing terms and ratification of a new lease.

The expensive mistake

Landlords read the “unless a child under six” parenthetical in the target-housing definition and conclude that every exemption evaporates when a child moves in. Not so. The child condition lives in the target housing definition at 745.103, and since the 13 January 2025 amendment (89 FR 89416) it reaches both limbs of that definition — the elderly-and-disabled housing limb and the 0-bedroom limb. It does not reach any of the four transaction exemptions at 745.101. So a 100-day non-renewable Montana lease stays exempt with a toddler in the unit, and a certified lead-free unit stays exempt with a toddler in the unit — but a 0-bedroom unit does not: a studio with a child under six is now target housing.

The error runs in both directions and the other direction is worse: assuming an exemption you do not have. Note also that the renewal exemption at 745.101(d) points at 40 CFR 745.107, not at the 745.113 form section — a small distinction that matters if you are checking your own compliance against the right provision.

Everything else is covered. There is no exemption for a landlord with one unit, no exemption for renting to family, no exemption for a month-to-month tenancy, and no exemption for a building you are certain has never had lead paint. Note what is not on the list: 40 CFR 745.107(a) frames the duty as arising “before the purchaser or lessee is obligated under any contract to purchase or lease target housing that is not otherwise an exempt transaction.” Exempt means one of these four. Nothing else.

The EPA pamphlet requirement

The signed form alone does not discharge the duty. The lessee must also receive the EPA lead hazard information pamphlet, Protect Your Family From Lead in Your Home. This is a delivery obligation, separate from and in addition to the disclosure itself, and it is the element landlords most often skip because the form’s (d) item makes it look like a box to tick rather than a document to hand over.

The pamphlet is free. EPA publishes it in English, Spanish, and several other languages, and the current edition is downloadable from epa.gov. There is no cost, no registration, and no reason to be short of copies. The National Lead Information Center, 1-800-424-LEAD, will also supply them.

What the tenant initials on the (d) item is a statement that they received the pamphlet. If they did not receive it, the initial is a false statement on a certified federal document — procured by you. That is a materially worse position than simply having failed to deliver the pamphlet, because it converts an oversight into a paper trail suggesting knowledge. Hand the pamphlet over, then collect the initial.

Practical Montana note: keep a record of which edition you delivered. EPA has revised the pamphlet over the years, and an enforcement inquiry that asks what the tenant received is much easier to answer when your file says “2024 edition, handed at signing, initials at item (d)” than when it says nothing at all.

No duty to test — but a duty to disclose everything you know

The federal rule does not require a Montana landlord to test for lead, to inspect for lead, or to remove lead. EPA states this plainly. The rule is a disclosure rule, not an abatement rule. It compels honesty about what you know; it does not compel you to go and find out.

This surprises landlords who assume the form is a trap requiring an inspection they cannot afford. It is not. If the unit has never been tested and you hold no reports, “no knowledge of lead-based paint and/or lead-based paint hazards in the housing” is the honest, lawful, and correct answer — and it is the answer most Montana landlords will give.

What “no knowledge” cannot do is launder information you actually have. The box is a statement of fact about your knowledge, and knowledge includes:

  • Any lead inspection report or risk assessment in your files, however old.
  • Any abatement or hazard-reduction record for the unit or the building.
  • A prior tenant’s child with an elevated blood-lead result in your unit, or a health-department contact about it.
  • A contractor’s finding — verbal or written — during renovation work.
  • A building-wide evaluation covering common areas or other units in a multi-unit property you own.
  • What your property manager knows. Their knowledge is realistically imputed to you, and in any event they carry their own (b)(5) obligation.

The asymmetry is stark. Ticking “no knowledge” while a report sits in a drawer converts an ordinary compliance failure into a knowing violation — which is precisely the trigger for treble damages under 42 U.S.C. 4852d(b)(3). “I forgot the file existed” is a poor answer once the file is produced in discovery.

The other half of the same coin: if you do know, say what you know. 40 CFR 745.113(b)(2) asks for the additional information available, and gives examples — the basis for the determination, the location of the lead-based paint or hazards, and the condition of the painted surfaces. “Yes, some lead paint” is a defective disclosure. “1954 construction; 2019 XRF inspection found lead-based paint on original window sashes and trim in the two north bedrooms; sashes intact, trim showing minor chipping at the sill” is a compliant one.

The 10-day inspection window is a sales rule, not a rental rule

A Montana landlord does not owe a tenant a 10-day inspection period. That obligation exists only in sales. This is the single most replicated error on this topic, and it appears on form sites, in blog posts, and — as of this writing — in at least one live AI-generated answer for this exact query.

The provision is 40 CFR 745.110(a), and it says: “Before a purchaser is obligated under any contract to purchase target housing, the seller shall permit the purchaser a 10-day period (unless the parties mutually agree, in writing, upon a different period of time) to conduct a risk assessment or inspection for the presence of lead-based paint and/or lead-based paint hazards.”

Every operative noun in that sentence is a sales noun: purchaser, contract to purchase, seller. The statutory source, 42 U.S.C. 4852d(a)(1)(C), is scoped the same way. And the structure of the disclosure regulation confirms it: 40 CFR 745.113(a) — the sales disclosure — carries the received-or-waived statement at (a)(5). 40 CFR 745.113(b) — the lease disclosure — has no inspection item at all. There is nothing to waive on a lease because there is nothing to grant.

An AI answer engine currently gets this backwards for Montana

While researching the live results for this page, the AI summary for “montana lead paint disclosure” asserted that “the home seller is given a 10-day period to perform a paint inspection.” That is wrong twice over: the 10-day period runs to the purchaser, and the seller’s role is to permit it. If you are checking your Montana obligations against an AI answer, check the answer against 40 CFR 745.110(a) before you act on it. The regulation is short, free, and unambiguous.

What you may do: offer a prospective Montana tenant a look at the unit, or time to bring in an inspector, entirely voluntarily. It is good practice and it costs you nothing. What you must not do: print a line on the lease disclosure claiming the tenant was offered and waived a 10-day inspection right. That fabricates a waiver of a right the tenant never had, on a document everybody signs certifying its accuracy. It adds a false statement to a federal certification in exchange for protecting you from nothing.

The generator on this page does not print such a line, on purpose.

If you are selling a Montana home rather than leasing it

The same statute covers both, but the two disclosures are not the same document and the differences matter.

  • The sales disclosure lives at 40 CFR 745.113(a), and it has its own lead warning statement — longer than the lease version, addressed to purchasers, and recommending a risk assessment or inspection prior to purchase.
  • The 10-day inspection opportunity applies (40 CFR 745.110(a)), and 745.110(b) lets the purchaser waive it in writing. Item (a)(5) of the sales disclosure captures which happened.
  • The foreclosure exemption applies to sales and only to sales (40 CFR 745.101(a)).
  • Montana adds no seller lead disclosure either. Montana has no mandatory statewide seller property-disclosure statute for residential real estate at all; the seller’s federal lead duty is the same 42 U.S.C. 4852d duty. Montana’s methamphetamine notice at MCA 75-10-1305 does apply to a sale as well as a lease, and the Montana Mold Disclosure Act reaches sales too — its optional safe-harbour statement at MCA 70-16-703(1) is available on a purchase and sale, and its mandatory known-mold disclosure at 70-16-703(2) applies on a contract for purchase just as it does on a lease.

The form on this page is the lease version. Do not use it for a sale, and do not use a sales form for a lease — a sales form used on a Montana tenancy is exactly how the phantom 10-day tenant right gets into circulation in the first place.

Generate your Montana lead paint disclosure

Complete the fields below to generate a federally compliant Montana lead paint disclosure. The generated PDF reproduces the lead warning statement, the lessor’s disclosure items, the lessee’s acknowledgment items, the agent’s acknowledgment, and the certification of accuracy with signature and date lines for each party.

Why the acknowledgment lines print blank

The lessee’s and agent’s acknowledgment items and every signature line print as blank initial and signature lines by design. Those items are statements by the lessee and the agent, executed in wet ink or by e-signature at signing — they are not facts the landlord can assert in advance. A form that lets a landlord pre-tick “tenant received the pamphlet” before the tenant has received anything is not a compliance aid; it is a fabricated acknowledgment on a certified document. This generator asks you only for what you can truthfully supply.

Montana Lead Paint Disclosure Generator

1. Property and dates

2. Lessor and lessee

3. Lessor’s knowledge of lead-based paint

4. Records and reports

How to complete and deliver the disclosure

Six steps from build-year check to retained file

Confirm the build year

Pull the county clerk and recorder’s record, the Montana Department of Revenue property record, the certificate of occupancy, or the permit file. Original construction before 1 January 1978 triggers the duty. A later gut renovation does not reset it.

Check the narrow exemptions honestly

Zero-bedroom dwelling with no child under six in residence or expected (that carve-out became conditional on 13 January 2025, 89 FR 89416), 100 days or less with no possible renewal, certified lead-free by a certified inspector, or a qualifying renewal with no new information. If you are arguing yourself into one of these, you are probably not in it.

Gather records and fix your knowledge

Search your files, ask your property manager, and check for building-wide evaluations covering common areas. Then pick the knowledge box that is true — not the one that is convenient.

Generate and deliver with the pamphlet

Produce the disclosure and hand over the EPA pamphlet Protect Your Family From Lead in Your Home before the tenant is obligated under the lease. Before, not at signing, and not with the keys.

Collect initials and signatures from every party

Lessee initials the (c) and (d) items, any agent initials the (e) item, and every lessor, lessee, and agent signs and dates the certification. Every adult lessee on the lease, not just the first one.

Retain for three years, and longer if you are sensible

40 CFR 745.113(c)(1) sets three years from the start of the leasing period as the floor. Keep the signed disclosure, the pamphlet edition note, and copies of everything you handed over.

Recordkeeping: the three-year rule

40 CFR 745.113(c)(1) requires the lessor to retain a copy of the completed disclosure for no less than three years from the commencement date of the leasing period. That is the rule. It is short, it is cheap to comply with, and it is the difference between a Montana enforcement inquiry that ends at the document-request stage and one that does not.

What to keep, as a set:

  • The executed disclosure with every initial and signature.
  • A note of which EPA pamphlet edition was delivered and when.
  • Copies of every record and report you listed and handed over.
  • If delivered electronically, the electronic record and the tenant’s consent to electronic delivery.

Three years is a floor, not a target, and the regulation itself says so. 40 CFR 745.113(c)(2) provides that the recordkeeping requirement “is not intended to place any limitations on civil suits under the Act, or to otherwise affect a lessee’s or purchaser’s rights under the civil penalty provisions of 42 U.S.C. 4852d(b)(3).”

What that sentence does and does not say

It says the three-year recordkeeping period is not a limitations period and does not cut down a tenant’s civil rights under the Act. It does not say — and we will not tell you it says — that “the expiration of the three-year period is not a defence.” That formulation appears on some pages and it is not in the text.

The practical consequence is the one that matters and it needs no embellishment: your duty to keep the file can expire while your exposure has not. A landlord who binned the file at three years and one day and is then sued has no document problem in the regulatory sense and a very serious evidence problem in the litigation sense. The file is your defence. Storage is free. Keep it for the life of ownership, and hand it to the buyer at closing.

Delivering the disclosure electronically in Montana

Yes, you can do this by email and e-signature — and Montana adds a wrinkle that catches portal-based landlords.

The federal permission comes from the E-SIGN Act, 15 U.S.C. 7001. EPA attaches conditions to electronic delivery of the lead disclosure: give a clear statement of the right to receive paper documents, explain the procedure to withdraw consent and its consequences, explain how to access and retain the electronic records, and obtain the tenant’s consent in a way that demonstrates they can actually access the materials.

Montana has adopted the Uniform Electronic Transactions Act at MCA Title 30, chapter 18, part 1. MCA 30-18-101 gives it its short title; the operative provisions run through 30-18-118. The one to know here is MCA 30-18-107, “Provision of information in writing — presentation of records”:

The Montana retention trap for portal delivery

MCA 30-18-107(1) satisfies a writing requirement only where the information is delivered “in an electronic record capable of retention by the recipient at the time of receipt,” and adds that “an electronic record is not capable of retention by the recipient if the sender or its information processing system inhibits the ability of the recipient to print or store the electronic record.”

MCA 30-18-107(3) then supplies the teeth: “If a sender inhibits the ability of a recipient to store or print an electronic record, the electronic record is not enforceable against the recipient.”

30-18-107(4) opens “The requirements of this section may not be varied by agreement” — but read to the end of the sentence, because it does not stop there. It continues “but:” and carves out two exceptions. Under (4)(a), where a law other than the UETA imposes the writing requirement and itself permits that requirement to be varied by agreement, the subsection (1) capable-of-retention requirement may be varied by agreement too; (4)(b) makes a similar carve-out for first-class-mail requirements. Here the “other law” is the federal disclosure rule, which requires the disclosure in writing and does not invite the parties to agree it away — so on these facts the retention requirement is the non-variable default. We are not going to tell you subsection (4) is an absolute bar, because the text says it is a bar with two doors in it.

So a view-only tenant portal, a disappearing link, a locked PDF, or an expiring download is the wrong way to deliver this form in Montana. Send something the tenant can print and keep, at the time they receive it. This is a Montana-law point about the enforceability of the record against your tenant — it sits alongside, and does not replace, the federal EPA conditions above.

A link alone is not delivery under either body of law. The tenant must receive the complete documents — disclosure and pamphlet — in a form they can open, read, and keep. Retain the electronic record for the same three years, and retain the consent with it.

Renovating an occupied pre-1978 Montana rental: a second, separate duty

The leasing disclosure is not the only lead duty a Montana landlord has, and the second one catches sitting tenants who were disclosed to years ago.

The EPA Renovation, Repair and Painting rule — 40 CFR Part 745 Subpart E, distinct from the Subpart F disclosure rule — governs work that disturbs painted surfaces in pre-1978 housing. In outline:

  • Certified firm, lead-safe work practices. Renovation for compensation that disturbs painted surfaces above the rule’s minimum thresholds must be performed by an EPA-certified firm using certified renovators and lead-safe practices. In Montana that certification is federal — EPA administers the RRP program here because Montana is not an EPA-authorized RRP state.
  • Occupant notice before work. Occupants must receive lead hazard information no more than 60 days before work begins.
  • Common areas. Where common areas of multi-unit target housing are affected, 40 CFR 745.84(b) gives the renovation firm a choice: either deliver written notice to each affected unit describing the general nature and locations of the planned work and its expected starting and ending dates, or post informational signs where the affected occupants are likely to see them. Either way the pamphlet has to be made available, and the firm must prepare, sign, and date a statement describing the steps it took.
  • Your own crew counts. The rule reaches the work, not the invoice. A Montana landlord who does renovation work on their own rental units is generally within scope; “I did it myself” is not an exemption.

The practical failure mode: a landlord completes a clean leasing disclosure in March, then replaces the windows in an occupied 1951 Butte duplex in August with an uncertified handyman and no 60-day notice. The disclosure was fine. The renovation was a separate violation, and the one likeliest to actually put lead dust in the unit — which is where a disclosure violation stops being paperwork and starts being a personal-injury claim.

Penalties — and why the figures quoted elsewhere are stale

Search this topic and you will be told the penalty is a specific number per violation. You will see several different numbers, none dated, most copied from an old page. Here is the accurate structure, which has two entirely separate limbs.

Limb one: the tenant’s private action, 42 U.S.C. 4852d(b)(3). Any person who knowingly violates the section is jointly and severally liable to the purchaser or lessee for three times the amount of damages that person incurred. This multiplier is written into the statute; it does not move with inflation. Section 4852d(b)(4) adds that a court may award court costs together with reasonable attorney fees and expert witness fees to a prevailing plaintiff. The fee-shifting is what makes small disclosure violations economically worth suing over.

Limb two: government civil money penalties. These are assessed by EPA and HUD, and they are inflation-adjusted — annually, under the Federal Civil Penalties Inflation Adjustment Act, with the operative amounts published in the table at 40 CFR 19.4 for EPA-assessed penalties. Knowing violations can also carry criminal exposure.

Why we do not print a dollar figure here

Because any figure we printed would be wrong within a year, and because the figures circulating on competing pages are drawn from different authorities and different years without saying which. The maximum moves every January, and it differs depending on which agency assesses it and when the violation occurred. Check the current table at 40 CFR 19.4 rather than trusting any number you read in a blog post — including a number that was accurate when it was written. The honest summary: the government penalty is five figures per violation and rises annually, and each unit and each tenancy can be a separate violation, so a Montana portfolio owner’s exposure multiplies fast.

This is not a hypothetical caution. The previous version of this very page quoted a specific per-violation figure. We removed it, because we could not verify it against a primary source on the date you are reading this — and a statutory penalty number nobody can date is worse than no number at all.

One thing the penalties do not do: void the lease. EPA is explicit that the rule does not cancel leasing or sales contracts. A Montana tenant who never received a disclosure has a damages claim, not a free exit from the tenancy, and a landlord facing this should not be told by anyone that the lease is void.

The asymmetry is what should drive behaviour. Completing this form correctly costs fifteen minutes. The downside is a treble-damages judgment with the tenant’s legal fees attached, plus an agency penalty, plus — if a child was actually poisoned — a tort claim in which the disclosure violation supplies a ready-made negligence theory.

Enforcement: who investigates, and how violations surface

EPA and HUD share enforcement of the disclosure rule. EPA’s Office of Pollution Prevention and Toxics and HUD’s Office of Lead Hazard Control and Healthy Homes run the programme jointly, and enforcement has historically concentrated on larger landlords and property managers, where a single practice failure replicates across hundreds of tenancies and produces a large per-violation multiplier. Montana sits in EPA Region 8, administered from Denver.

How a case starts. Rarely with an inspector at the door. Usually one of four ways: a tenant reports a missing disclosure; a child’s elevated blood-lead result triggers a health-department investigation that works backwards to the paperwork; a private lawsuit’s discovery exposes a systemic gap; or an agency initiative targets a market and requests files from a portfolio owner.

Where violations get reported. Tenants can report a disclosure violation to EPA or to HUD through the enforcement contacts published on their lead pages. The National Lead Information Center, 1-800-424-LEAD, fields questions from both landlords and tenants. In Montana, a tenant concerned about a child’s lead exposure would typically reach the state or local health department first, and the paperwork question follows from there. Nothing about the process requires the tenant to hire a lawyer first, which is precisely why a clean file matters more than a good argument.

What an inquiry asks for. Signed disclosures for the tenancies in scope, proof of pamphlet delivery, and the records you disclosed or certified you did not have. That is it. An owner who can produce the file usually ends the matter at the document-request stage; an owner who cannot is negotiating over the size of the penalty, not whether there is one.

The Montana habitability overlay

Federal disclosure is the compliance floor, not the whole picture. Montana habitability law applies independently to the underlying condition of the paint — and this is the one place where the MCA genuinely bears on lead, even though it never says the word.

MCA 70-24-303 is the landlord’s duty to maintain premises. Two of its limbs matter here, and the interaction between them is a Montana-specific point that no competing page makes:

  • 70-24-303(1)(a) requires the landlord to comply with applicable building and housing codes materially affecting health and safety “in effect at the time of original construction in all dwelling units where construction is completed after July 1, 1977.” Read that date. Target housing is, by definition, constructed before 1978 — so for almost every unit that triggers a lead disclosure, the (1)(a) code-compliance limb does not apply at all. Only a narrow sliver of buildings (completed between 1 July 1977 and 31 December 1977) sits inside both.
  • 70-24-303(1)(b) requires the landlord to “make repairs and do whatever is necessary to put and keep the premises in a fit and habitable condition,” except where it is the tenant’s responsibility under 70-24-321. This limb has no construction-date cutoff. It is the limb that governs deteriorated paint in a pre-1978 Montana rental.

Montana law then supplies the remedies. Under MCA 70-24-406, where there is a noncompliance with 70-24-303 affecting health and safety, the tenant may deliver written notice specifying the breach and terminate the rental agreement not less than 30 days later if it is not remedied within 14 days; in a case of emergency, terminate if the landlord fails to remedy within 3 working days of written notice; or make repairs costing no more than one month’s rent and deduct the cost from rent after notice and a reasonable time. Separately, 70-24-406(2) lets the tenant recover actual damages and obtain injunctive relief for any noncompliance with 70-24-303, and 70-24-406(3) makes that remedy additional to the termination right. MCA 70-24-407 covers minor violations where the cost of compliance is under one month’s rent. And MCA 70-24-442 allows reasonable attorney fees and costs to the prevailing party in any action arising under the chapter, notwithstanding an agreement to the contrary.

A Montana trap worth reading to the end of

MCA 70-24-303 opens with the words “Subject to 27-1-1603”, and the section is tagged “(Temporary)”. A landlord skimming might conclude the habitability duty is limited or expiring. Follow the chain to the end and it is neither.

MCA 27-1-1603 is a COVID-19 liability limitation. It sits in Title 27, chapter 1, part 16, headed “Covid-19 Liability”, and it shields a premises possessor from civil damages for injuries or death sustained from “the individual’s exposure to covid-19” absent gross negligence, wilful and wanton misconduct, or an intentional tort. Subsection (2) applies that standard to landlord-tenant claims made under 70-24-303(1)(b) through (1)(e) — but only, by its own terms, for covid-19 exposure. It does nothing to a lead-paint habitability claim. It also terminates on 1 January 2031, which is exactly why 70-24-303 carries a “(Temporary)” tag and a second version effective 2 January 2031. The 2031 version is substantively identical to the current one; it simply drops the covid clause.

Half a chain here would produce a confident, wrong answer — that Montana’s habitability duty is somehow narrowed for lead. It is not.

What we could not verify, and will not assert. We did not locate a Montana statute, regulation, or published decision applying 70-24-303 specifically to lead-based paint. Nothing in the MCA names lead in this context. So the honest statement of the law is this: deteriorated, peeling, chipping, or chalking paint in a pre-1978 Montana rental would be analysed under the general fit-and-habitable standard of 70-24-303(1)(b), the same way any other deteriorated condition would be. We are not going to tell you that Montana law establishes a lead-specific habitability threshold, or that any particular degree of paint deterioration automatically supports a claim where a young child resides. That is exactly the kind of confident overstatement this page exists to avoid — and it is what the previous version of this page said.

The distinction landlords miss is more important than the threshold anyway: disclosure and habitability are independent. Disclosing a hazard does not licence you to leave it in place. A perfectly executed disclosure that says “known lead-based paint present, peeling in the second bedroom” is a complete defence to a disclosure claim and simultaneously a written admission in a habitability claim. Deteriorated paint in a pre-1978 Montana unit should be remediated by a certified firm before re-rental — both to comply with the RRP rule and to remove the habitability exposure that disclosure does nothing to cure. See our Montana habitability laws guide for the full condition-based picture.

The federal Fair Housing Act, 42 U.S.C. 3601 et seq., adds one more edge. It prohibits familial-status discrimination, and a landlord who steers families with young children away from pre-1978 units to dodge lead obligations has swapped a disclosure problem for a fair-housing complaint — a considerably worse trade. See our Montana tenant screening laws guide for where screening practice and familial status intersect.

Common mistakes that expose Montana landlords

Skipping disclosure on a pre-1978 unit

The most common violation, and the one with the worst risk-to-effort ratio. There is no penalty for over-disclosing and a severe one for guessing wrong. When the build year is uncertain, deliver the form. In much of Montana’s older housing stock the answer is almost always “before 1978” anyway.

Delivering it at signing instead of before

The duty runs before the lessee is obligated under any contract to lease. A disclosure handed across the table with the pen, or emailed after the lease is executed, is late — and late is the same violation as never. Build it into your application-to-lease workflow, not your move-in packet.

Assuming Montana has a state lead form to use instead

It does not. There is no Montana lead disclosure statute and no Montana-prescribed lead form. Vendors selling you a “Montana lead-based paint disclosure” are selling you the federal form with the word Montana at the top — which is fine, so long as it carries all six elements of 40 CFR 745.113(b). Check the elements, not the letterhead.

Wrong build-year assumption

“It looks eighties” is not a build year. Verify against the county clerk and recorder’s records or the Montana Department of Revenue property record. A gut renovation does not reset the clock: 1954 construction rebuilt in 1998 is still target housing.

Failing to provide the EPA pamphlet

The signed form is not the whole duty. Protect Your Family From Lead in Your Home must actually change hands. It is free. Skipping it while collecting the tenant’s initial on item (d) is worse than skipping it alone.

Verbal or implied disclosure

“I told them the place was old” is not a disclosure. The rule requires specific written elements, attached to or inserted into the lease, signed and dated. Nothing you said in the driveway counts.

Printing a 10-day inspection line on a lease disclosure

It does not belong there. 40 CFR 745.113(b) has no inspection item, because 40 CFR 745.110(a) runs to purchasers. A waiver line for a right the tenant never had is a false statement on a certified document, and it protects you from precisely nothing.

Rewriting the lead warning statement

It is prescribed wording at 40 CFR 745.113(b)(1). Tightening it, modernising it, or dropping the sentence about pregnant women can defeat the disclosure. Reproduce it as written.

Pre-ticking the tenant’s acknowledgments

Items (c), (d), and (e) are statements by the lessee and the agent. A landlord who fills them in has fabricated an acknowledgment on a document everybody signs certifying its accuracy. If your form software lets you do this, use different software.

Treating “no knowledge” as a place to hide

It is a statement of fact, not a default. Tick it while a report sits in a drawer and an ordinary violation becomes a knowing one — the trigger for treble damages under 42 U.S.C. 4852d(b)(3).

Failing to disclose to every lessee

Every adult lessee on the lease receives the disclosure and the pamphlet and initials for themselves. One signature on a four-tenant Missoula lease leaves three undisclosed tenancies, each capable of being its own violation.

Forgetting the records for the rest of the building

Building-wide evaluations covering common areas and other units are within scope. Owners disclose the unit file and overlook the building file, which is exactly the file a risk assessor would have produced.

Renovating without the RRP rule

A clean disclosure in March does not license an uncertified window replacement in an occupied 1951 duplex in August. Separate rule, separate violation, and the one that actually generates lead dust.

Confusing the meth notice with a lead notice

Montana’s mandatory contamination notice at MCA 75-10-1305 is about methamphetamine contamination. It is a real Montana duty, it is not satisfied by this form, and this form is not satisfied by it. Two different hazards, two different regimes, one of them state and one of them federal.

Tenant rights and remedies

The right to the disclosure before being obligated

A Montana tenant is entitled to the completed disclosure, with the lessor’s knowledge and records items filled in, before becoming obligated under the lease — not at signing and not at move-in. 40 CFR 745.107(a) frames the duty as arising before the purchaser or lessee is obligated under any contract to purchase or lease target housing that is not otherwise an exempt transaction.

The right to the EPA pamphlet

Delivery of Protect Your Family From Lead in Your Home is a distinct entitlement, not a formality folded into the signature. A tenant who signed item (d) without ever receiving the pamphlet did not receive what the rule required.

The right to triple damages plus fees

42 U.S.C. 4852d(b)(3) makes a knowing violator jointly and severally liable to the lessee for three times the amount of damages incurred, and 4852d(b)(4) permits an award of court costs, reasonable attorney fees, and expert witness fees to a prevailing plaintiff. Joint and several liability means a tenant can pursue the landlord, the owner, or the property manager, and collect from whichever is solvent.

The right to report to EPA or HUD

A Montana tenant can report a suspected disclosure violation to EPA or HUD directly, without a lawyer and without suing. The National Lead Information Center, 1-800-424-LEAD, answers questions from tenants as readily as from landlords.

The right to a habitable unit under Montana law

Independent of disclosure. MCA 70-24-303(1)(b) requires the landlord to keep the premises in a fit and habitable condition, and MCA 70-24-406 gives the tenant termination rights on written notice, a repair-and-deduct remedy capped at one month’s rent, and the right to recover actual damages and obtain injunctive relief. MCA 70-24-442 puts attorney fees on the table for the prevailing party. A disclosed hazard is still a hazard, and disclosure is not a defence to the condition itself.

The right to tort damages for actual exposure

Where a child is actually harmed, ordinary Montana negligence law is available alongside the federal claim, and a documented disclosure violation supplies a ready-made theory of breach. This is the exposure that dwarfs the paperwork penalty.

The right to fair-housing protection

The federal Fair Housing Act, 42 U.S.C. 3601 et seq., prohibits familial-status discrimination. A Montana landlord who declines families with young children to avoid lead obligations has committed a fair-housing violation on top of whatever they were trying to avoid.

Montana lead paint statute reference table

AuthoritySubjectKey requirement
42 U.S.C. 4852dFederal statute (Title X, Section 1018)Mandates lead paint disclosure for pre-1978 target housing on sale or lease; treble damages and fee-shifting for knowing violations
40 CFR Part 745 Subpart FEPA disclosure regulationImplements 4852d for sales and leases; defines target housing, elements, exemptions, retention
40 CFR 745.101Scope and applicabilityThe four transaction-level exemptions: (a) foreclosure sales, (b) certified lead-free leases, (c) short-term leases of 100 days or less with no renewal, (d) qualifying lease renewals with no new information — none carries a child condition
40 CFR 745.103DefinitionsDefines “target housing” as housing constructed prior to 1978, excluding both 0-bedroom dwellings and elderly/disabled housing unless a child under six resides or is expected (the child condition reaches both limbs as amended eff. 13 Jan 2025, 89 FR 89416) — the operative source of the trigger date
40 CFR 745.107Disclosure requirementsDuty arises before the purchaser or lessee is obligated under any contract to purchase or lease target housing that is not otherwise an exempt transaction; the 745.101(d) renewal exemption is measured against this section
40 CFR 745.110Opportunity to conduct an evaluation10-day risk assessment/inspection window — purchasers only; does not apply to leases; (b) purchaser may waive in writing
40 CFR 745.113(a)Seller disclosure requirementsThe sales version; (a)(5) carries the received-or-waived statement for the 10-day opportunity
40 CFR 745.113(b)Lessor disclosure requirementsThe six required elements: warning statement, knowledge, records list, lessee acknowledgment, agent statement, signatures — no inspection item
40 CFR 745.113(c)Record retention(c)(1) retain the completed disclosure at least three years from commencement of the leasing period; (c)(2) that recordkeeping period places no limitation on civil suits or on the lessee’s 4852d(b)(3) rights
40 CFR Part 745 Subpart ERenovation, Repair and Painting ruleCertified firms and lead-safe work practices; 60-day lead hazard information to occupants; building-wide notice for common areas. EPA-administered in Montana
40 CFR 19.4Civil penalty inflation adjustmentThe operative, annually adjusted EPA civil penalty table — consult it rather than any quoted figure
24 CFR Part 35 Subpart AHUD disclosure regulationMirrors the EPA rule for HUD-supervised housing programmes
16 CFR 1303.1CPSC lead paint banBanned lead-containing paint manufactured after 27 February 1978 — the historical rationale for the 1978 trigger, not the legal cutoff itself
15 U.S.C. 7001E-SIGN ActPermits electronic disclosure and signature subject to consent and access conditions
42 U.S.C. 3601 et seq.Fair Housing ActProhibits familial-status discrimination — relevant where lead avoidance is the suspected motive
MCA Title 70, ch. 24Montana Residential Landlord and Tenant Act of 1977Contains no lead provision in any of its four parts. Its only disclosure duty is 70-24-301 (name and address of manager and owner)
MCA 70-24-303Montana habitability(1)(b) duty to put and keep the premises fit and habitable — applies to deteriorated paint independently of disclosure. (1)(a) code-compliance limb reaches only construction completed after 1 July 1977
MCA 70-24-406Montana tenant remediesTermination on 30 days’ written notice with 14-day cure; 3 working days in an emergency; repair-and-deduct up to one month’s rent; actual damages and injunctive relief
MCA 70-24-442Montana attorney feesReasonable attorney fees and costs to the prevailing party, notwithstanding an agreement to the contrary
MCA 27-1-1603Covid-19 premises liability limitThe section 70-24-303 is “subject to” — a covid-19-only liability limitation terminating 1 January 2031. Does not reach lead claims
MCA 30-18-101 et seq.Montana Uniform Electronic Transactions Act30-18-107(1) requires an electronic record capable of retention; 30-18-107(3) makes a record unenforceable against a recipient whose ability to store or print it was inhibited
MCA 75-10-1305Montana methamphetamine noticeThe mandatory written pre-lease contamination notice Montana did enact — a separate duty, not satisfied by this form, and the structural contrast showing Montana’s silence on lead is a choice
MCA 70-16-703Montana Mold Disclosure Act(1) a permissive safe-harbour mold statement (“may be provided”); (2) a mandatory disclosure of mold the landlord knows is present, prior to or upon entry into a contract to purchase, rent, or lease, plus known test results — the other contamination regime Montana wrote, and still not lead

Frequently asked questions

Does Montana have its own lead paint disclosure law?

No. Montana has no state lead paint disclosure statute. The duty in Montana is entirely federal, under 42 U.S.C. 4852d with implementing rules at 40 CFR Part 745 Subpart F and 24 CFR Part 35 Subpart A.

We checked the Montana Code Annotated directly rather than relying on a summary. The Residential Landlord and Tenant Act of 1977 at MCA Title 70, chapter 24 contains no lead provision in any of its four parts, and its only disclosure duty is 70-24-301, which requires the landlord to disclose the name and address of the manager and the owner. MCA Title 50 (Health and Safety) has no lead chapter. MCA Title 75 (Environmental Protection) has a radon chapter but no lead chapter.

What Montana law does add is an independent habitability duty at MCA 70-24-303 that applies to deteriorated paint regardless of disclosure, with remedies at 70-24-406 and attorney fees at 70-24-442.

Which Montana rentals require a lead paint disclosure?

Any residential rental built before 1 January 1978, which the rule calls target housing. Units built in 1978 or later are outside the rule.

Narrow exemptions cover zero-bedroom dwellings, leases of 100 days or less with no renewal, certified lead-free housing, and qualifying lease renewals. But read the zero-bedroom carve-out with its current condition attached: under 40 CFR 745.103 as amended effective 13 January 2025 (89 FR 89416), the child condition reaches both the elderly-or-disabled housing exclusion and the zero-bedroom exclusion, so each is withdrawn where a child under six resides or is expected to reside there. That carve-out was categorical before the amendment, and older charts still show it that way. Under current law a studio or efficiency with a young child is target housing.

Do I have to give Montana tenants 10 days to inspect for lead?

No. The 10-day inspection opportunity is a sales rule, not a rental rule. 40 CFR 745.110(a) says that before a purchaser is obligated under any contract to purchase target housing, the seller shall permit the purchaser a 10-day period to conduct a risk assessment or inspection. The lessor requirements at 40 CFR 745.113(b) contain no inspection-opportunity item at all, and the EPA lessor form does not include one.

Many form sites, and at least one live AI answer for this query, get this wrong — the AI summary currently states that the seller receives the 10-day period, which reverses the rule. The period runs to the purchaser; the seller must permit it.

You may offer an inspection window to a Montana tenant voluntarily as a matter of good practice, but no federal rule compels it for a lease — and you should not print a checkbox claiming the tenant waived a right they never had.

Is a Montana studio apartment covered by the lead disclosure rule?

It can be, and this is where most pages are now out of date. A 0-bedroom dwelling is excluded from the definition of target housing at 40 CFR 745.103, but that exclusion is no longer categorical. As amended effective 13 January 2025 (89 FR 89416), the exclusion is withdrawn where a child under six resides or is expected to reside there, exactly as the elderly-and-disabled exclusion has always worked. So a Montana studio with a young child is covered; a studio with no such child is not.

40 CFR 745.103 defines a 0-bedroom dwelling as any residential dwelling in which the living area is not separated from the sleeping area, and says the term includes efficiencies, studio apartments, dormitory housing, military barracks, and rentals of individual rooms in residential dwellings. That reaches a good deal of Montana rental stock: downtown studios, rented single rooms, and university dormitory housing — the last of which is separately outside the Montana Residential Landlord and Tenant Act under MCA 70-24-104(1). Through 12 January 2025 a studio was categorically exempt; that is wrong now.

Does a Montana landlord have to test for lead-based paint?

No. The rule requires disclosure of what you actually know, not investigation. EPA states plainly that the rule does not require sellers or landlords to test or remove lead-based paint or lead-based paint hazards. If the unit has never been tested and you hold no reports, no knowledge is the honest answer.

What you may not do is check no knowledge while sitting on a report, a prior abatement record, or knowledge of a child’s elevated blood-lead result in the unit. Testing is optional; disclosing what you know is not — and ticking “no knowledge” over a report you hold is what turns an ordinary violation into a knowing one.

How long must a Montana landlord keep the signed disclosure?

At least three years from the start of the leasing period, under 40 CFR 745.113(c)(1). Keep the signed disclosure, a note of which pamphlet edition was delivered, and copies of every record you handed over.

Three years is a floor rather than a target. 40 CFR 745.113(c)(2) states that the recordkeeping requirement is not intended to place any limitations on civil suits under the Act, or to otherwise affect a lessee’s or purchaser’s rights under the civil penalty provisions of 42 U.S.C. 4852d(b)(3). In other words your duty to keep the file can expire while your exposure has not, so retaining it for the life of ownership is the safer practice.

What if a Montana landlord does not disclose?

Two separate exposures, and they stack. First, 42 U.S.C. 4852d(b)(3) makes a knowing violator jointly and severally liable to the lessee for three times the amount of damages that person incurred, and 4852d(b)(4) lets the court award court costs together with reasonable attorney fees and expert witness fees to a prevailing plaintiff.

Second, government civil money penalties assessed by EPA and HUD, which are inflation-adjusted every year, with the operative EPA amounts published at 40 CFR 19.4. We do not print a figure here because any figure would be stale within a year; check the current table.

Non-disclosure does not void or cancel the lease — EPA is explicit that the rule does not cancel leasing or sales contracts. A Montana tenant would sue for damages, not walk away from the tenancy.

Does Montana require lead contractor certification?

Not through a Montana program. Montana is not authorized by EPA to run its own Renovation, Repair and Painting program or its own lead abatement and evaluation program, so the federal EPA rules apply directly and EPA certifies the firms and individuals working in Montana.

This is also a different subject from disclosure, and the two get conflated constantly. Contractor certification is a rule about who may disturb paint and how; the disclosure duty on this page is a rule about what a landlord must tell a tenant before the lease. Neither one satisfies the other, and a state that regulates lead contractors is not thereby imposing a landlord disclosure duty.

Can the Montana lead paint disclosure be signed electronically?

Yes. Electronic disclosure and signature are permitted under the federal E-SIGN Act, 15 U.S.C. 7001, and Montana has adopted the Uniform Electronic Transactions Act at MCA Title 30, chapter 18, part 1. EPA attaches conditions: give a clear statement of the right to receive paper documents, explain the procedure to withdraw consent and its consequences, explain how to access and retain the electronic records, and obtain the tenant’s consent demonstrating they can actually access the materials.

Montana adds a specific trap. MCA 30-18-107(1) satisfies a writing requirement only by an electronic record capable of retention by the recipient at the time of receipt, and provides that a record is not capable of retention if the sender or its information processing system inhibits the recipient’s ability to print or store it. MCA 30-18-107(3) then makes such a record unenforceable against the recipient. 30-18-107(4) says these requirements may not be varied by agreement — with two carve-outs written into the same sentence, the relevant one being that if the law imposing the writing requirement itself lets the parties vary it, the retention requirement can be varied too. The federal lead disclosure rule does not, so the retention requirement stands here.

So a view-only portal link, a locked PDF, or an expiring download is the wrong way to deliver this form in Montana. Send a retainable copy, and retain the electronic record for the same three years.

What is the Lead Warning Statement?

It is the fixed federal paragraph required by 40 CFR 745.113(b)(1) that must be attached to or inserted into the lease. It states that pre-1978 housing may contain lead-based paint, that lead exposure is especially harmful to young children and pregnant women, that “before renting pre-1978 housing, lessors must disclose the presence of known lead-based paint and/or lead-based paint hazards in the dwelling”, and that lessees must also receive a federally approved pamphlet on lead poisoning prevention.

It is prescribed wording, so rewriting or improving it can defeat the disclosure. The generator on this page reproduces the regulation’s language exactly — checked against the raw govinfo CFR XML, not against a form copied from another site.

One word worth noticing. The regulation’s clause reads “must disclose the presence of known lead-based paint and/or lead-based paint hazards.” Many circulating versions of this paragraph insert the word known into that clause. The lessor’s substantive duty at 40 CFR 745.107(a)(2) genuinely is limited to known lead-based paint — you are never obliged to go and find out — but the warning statement is prescribed text with its own wording, and the safe practice is to reproduce it as the regulation writes it rather than as a form vendor rewrote it.

What year was lead paint banned, and why is the trigger 1978?

The two dates are connected but they are not the same rule, and conflating them is a common error. The Consumer Product Safety Commission ban at 16 CFR 1303.1 covers paint manufactured after 27 February 1978. That is the historical reason the 1978 line exists, but it is not the operative legal trigger for your disclosure duty.

The trigger is the definition of target housing at 40 CFR 745.103: housing constructed prior to 1978. Construction date controls — not the manufacture date of the paint on the walls, and not whether lead paint was actually used. A Montana house framed in 1977 is target housing even if it was painted in 1980 with modern paint.

Does the disclosure apply to Montana lease renewals?

A fresh disclosure is required for a new lease with a new lessee. Renewals are addressed directly by 40 CFR 745.101(d), which exempts renewals of existing leases in target housing in which the lessor has previously disclosed all information required under 40 CFR 745.107 and where no new information described in 745.107 has come into the possession of the lessor. Renewal there includes both renegotiation of existing lease terms and ratification of a new lease.

Note that both conditions must hold, and note that the exemption points at 745.107 rather than at the 745.113 form section. If you obtained a new lead report or learned of a hazard since the original disclosure, the exemption is unavailable and the new information must be disclosed. Redisclosing at each renewal is the conservative practice, costs nothing, and keeps the retention file continuous.

Does the Montana lead paint disclosure need to be notarized?

No. Nothing in 42 U.S.C. 4852d or 40 CFR 745.113 requires notarization, and no Montana statute imposes one, because Montana has no lead disclosure statute at all. What the rule requires is the signatures of the lessors, agents, and lessees certifying to the accuracy of their statements, with dates.

Form vendors sometimes offer notarization as an upsell on this document. It is not a legal requirement and it does not cure a defective disclosure. A signed, dated, complete form delivered before the tenant is obligated is what the rule asks for.

Do I have to disclose records for other units in the building?

Yes, where they exist. EPA states that for multi-unit buildings the records you must provide include those for common areas and other units that come from building-wide evaluations.

The duty is not limited to the four walls of the leased unit: if a building-wide risk assessment identified hazards in a stairwell, a laundry room, or a neighbouring unit, that report is within scope for a pre-1978 building. Owners commonly disclose the unit file and overlook the building file.

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Primary sources cited on this page

  1. 42 U.S.C. 4852d — Disclosure of information concerning lead upon transfer of residential property (Section 1018 of Title X, Residential Lead-Based Paint Hazard Reduction Act of 1992).
  2. 40 CFR Part 745 Subpart F — EPA disclosure rule; 745.101 (scope and exemptions), 745.103 (target housing and 0-bedroom definitions), 745.107 (disclosure requirements), 745.110 (purchaser evaluation opportunity), 745.113 (disclosure elements and retention). Verified against the raw govinfo CFR XML rather than a secondary rendering.
  3. 40 CFR Part 745 Subpart E — EPA Renovation, Repair and Painting rule.
  4. 40 CFR 19.4 — EPA civil monetary penalty inflation adjustment table.
  5. 24 CFR Part 35 Subpart A — HUD lead disclosure regulation.
  6. EPA Form No. 9600-041 — Disclosure of Information on Lead-Based Paint and/or Lead-Based Paint Hazards (lessor version); Form No. 9600-040 (sales version).
  7. EPA pamphlet Protect Your Family From Lead in Your Home; National Lead Information Center, 1-800-424-LEAD.
  8. 16 CFR 1303.1 — CPSC ban on lead-containing paint.
  9. 15 U.S.C. 7001 — Electronic Signatures in Global and National Commerce Act.
  10. 42 U.S.C. 3601 et seq. — federal Fair Housing Act.
  11. Montana Code Annotated, Title 70, chapter 24 — Residential Landlord and Tenant Act of 1977; 70-24-104 (exclusions), 70-24-301 (duty to disclose name of person responsible), 70-24-303 (landlord to maintain premises), 70-24-406 (failure to maintain — tenant’s remedies), 70-24-407, 70-24-442 (attorney fees). Read from the Montana Legislature’s own MCA text.
  12. MCA 27-1-1603 — Covid-19 premises owner’s duty of care, limited liability (terminates 1 January 2031).
  13. MCA Title 30, chapter 18, part 1 — Montana Uniform Electronic Transactions Act; 30-18-107 (provision of information in writing).
  14. MCA 75-10-1303 to 75-10-1306 — Montana methamphetamine contamination standards, contractor certification, occupant notice, and reporting.
  15. MCA 70-16-701 to 70-16-703 — Montana Mold Disclosure Act.
Legal Disclaimer: This Montana lead paint disclosure generator and the guidance accompanying it are provided for general informational purposes only and are not legal advice. The federal Lead-Based Paint Disclosure Rule (42 U.S.C. 4852d; 40 CFR Part 745 Subpart F; 24 CFR Part 35 Subpart A) sets the operative requirements, and it applies to Montana tenancies alongside the Montana Residential Landlord and Tenant Act of 1977 at Title 70, chapter 24 of the Montana Code Annotated. Montana enacts no lead paint disclosure statute of its own; where this page says so, that is the result of a section-by-section reading of the MCA and not an assumption. Federal civil penalty amounts are adjusted annually and regulations change. Local Montana ordinances may impose obligations this page does not cover. Verify current requirements with the EPA and HUD and consult a qualified Montana landlord-tenant attorney before relying on this form in any contested compliance matter. Read our Montana habitability laws guide for the condition-based duties disclosure does not address.