Free Illinois Flood Zone Disclosure
Best-practice Illinois flood-zone disclosure for landlords. 765 ILCS 5/35.5 requires flood disclosure for residential sales; rental disclosure is best practice under the implied warranty of habitability.
Free Illinois Flood Zone Disclosure — overview
A Illinois Flood Zone Disclosure documents key facts about the rental property at the time of lease signing. While Illinois rental law does not have a flood-specific disclosure statute, providing this disclosure is best practice and aligns with the state’s broader real property disclosure framework. The form on this page produces a comprehensive Illinois flood-zone disclosure.
Complete the Disclosure Form
Complete the form below to generate a comprehensive Illinois Flood Zone Disclosure. The form produces a multi-page PDF in legal-document format with all sections, signature lines, and tenant acknowledgment. Both parties should sign the printed copy.
1. Rental Property
2. Flood Zone and Flooding History
3. Tenant Information
4. Landlord Information
5. Tenant Acknowledgment
About Illinois Flood Zone Disclosure
Illinois real property disclosure law (765 ILCS 5/35.5, the Residential Real Property Disclosure Act) requires flood-related disclosure for residential SALES. For rentals, no state-specific flood disclosure statute exists, but providing this disclosure is best practice under the implied warranty of habitability. Chicago has additional protections under the RLTO.
Illinois’s Flood Disclosure Framework
- Sales disclosure statute: 765 ILCS 5/35.5
- Rental status: best practice (no state-specific rental statute)
- Implied warranty of habitability: Illinois common law and Chicago RLTO
- Recommended lookback: 5 years of prior flooding
- Tenant remedies under habitability law: repair, rent abatement, lease termination
What the Disclosure Covers
- FEMA flood zone designation
- Past 5 years of flooding events at the property
- Flood insurance status
- Whether the property has flood mitigation features
Tenant Reporting Responsibilities
Illinois tenants should review the flood disclosure carefully and consider obtaining personal flood insurance. Most renters insurance policies do not cover flood damage. Chicago and northeastern Illinois experience periodic flooding; properties along the Mississippi and Illinois Rivers and Lake Michigan are particularly susceptible.
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⚖ Legal Disclaimer
This form is provided for general informational purposes only and does not constitute legal advice. For current Illinois flood information, visit Illinois Department of Natural Resources and review 765 ILCS 5/35.5. Consult a qualified Illinois attorney for advice specific to your situation.
