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Free Mississippi Move-In / Move-Out Inspection Checklist

A room-by-room move-in and move-out inspection checklist for Mississippi landlords and tenants. Document the unit’s condition at the start AND end of the tenancy to support any deposit deduction under Miss. Code §89-8-21, which sets a 45-day deposit return and itemization deadline. Then download a signable multi-page PDF.

Mississippi Miss. Code §89-8-21 45-Day Deadline Free PDF 2026 Edition

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Mississippi Move-In / Move-Out Checklist — Step-by-Step Guide

Mississippi Move-In Move-Out Checklist walkthrough video thumbnail

Covers Miss. Code §89-8-21, the 45-day deposit return deadline, permissible deductions, and wear-and-tear standards

Updated Q3 2026 By Tenant Screening Background Check Editorial Team Scope Mississippi (Miss. Code §89-8-21) ~9 min read

A Mississippi move-in / move-out inspection checklist is the foundational record for any security deposit dispute. Under Miss. Code §89-8-21, a landlord has 45 days after the tenant surrenders possession to either refund the deposit in full or mail a written, itemized statement of deductions. The written checklist — paired with date-stamped photographs — is the evidence that separates deductible damage from non-deductible ordinary wear and tear. Use the same form twice: once at move-in to set the baseline, and again at move-out to prove what changed.

Mississippi Move-In / Move-Out at a Glance

Governing Statute

Miss. Code §89-8-21

Deposit Deadline

45 Days

Itemization

Written & Required

Keep Records

4 Years Min

The two-pillar rule: A defensible deduction needs BOTH the written room-by-room checklist signed by both parties AND date-stamped photos of the same items. Mississippi has no statutory deposit cap and no separate-account requirement, but the 45-day itemization deadline is enforced — miss it and you can forfeit the right to withhold anything.

The Two-Pillar Documentation Standard

A defensible deposit deduction in Mississippi requires two pieces of evidence: (1) this written room-by-room checklist signed by both parties, AND (2) date-stamped photographs of the same items taken at the same walkthrough. The written checklist alone is often challenged, and photos without written descriptions are ambiguous — but together they form the strongest possible defense. Always do BOTH, at move-in and again at move-out.

How to Complete a Mississippi Move-In / Move-Out Inspection

The Seven-Step Inspection Sequence

1. Walk the unit room by room at move-in

Before the tenant takes possession, inspect every room and rate each item Good, Fair, Poor, or Not Applicable. This baseline is what later separates pre-existing conditions from tenant-caused damage.

2. Take date-stamped photos of every room and defect

Photograph each room and every Poor-rated item at the same inspection. The written checklist plus date-stamped photos is the two-pillar evidence a Mississippi deposit deduction rests on.

3. Have both parties sign and keep a copy

Both landlord and tenant should sign the move-in checklist, and each keeps a copy. A signed, jointly witnessed record is far stronger than a one-sided one and heads off most disputes.

4. Offer a pre-move-out walkthrough

Mississippi does not require it, but offering a joint walkthrough one to two weeks before move-out lets the tenant cure minor issues and sharply reduces deposit disputes.

5. Repeat the same inspection at move-out

Use the identical checklist at final move-out and compare item by item against the move-in baseline. Record any change of condition in the detailed notes and photograph it.

6. Itemize deductions and return the deposit in 45 days

Under Miss. Code §89-8-21, return the deposit or mail a written itemized statement within 45 days of termination and surrender of possession. Charge only for damage beyond ordinary wear and tear.

7. Retain the checklist and photos for four-plus years

Keep the signed move-in and move-out checklist and all photos for at least four years to defend against any later deposit or contract claim.

Build Your Mississippi Checklist

Complete the fields below to generate a printable, room-by-room inspection checklist as a multi-page PDF. Use the same form for both walkthroughs: the move-in walk sets the baseline condition, and the move-out walk documents the condition at the end of the tenancy. Conduct both with the tenant present whenever possible, and pair both with date-stamped photographs. If you are also placing a new renter, pair the checklist with thorough move-in condition documentation.

1. Parties & Tenancy

2. Property

3. Room-by-Room Condition

For each item: select Good (no defects), Fair (minor wear), Poor (visible damage), or N/A (not present). Document any Poor-rated items in the Notes section below and photograph them.

Living Room
Kitchen
Bedroom(s)
Bathroom(s)
Common Areas / Exterior / Other

4. Photo Documentation

Date-stamped photos are the second pillar of any defensible deposit claim. Photograph each room AND each Poor-rated item. Retain photos for at least 4 years in cloud backup.

5. Signatures

Both parties should sign and retain a copy. Tenant signature acknowledges accuracy of inspection findings (not a waiver of legal rights).

About the Mississippi Move-In / Move-Out Checklist

The Mississippi move-in / move-out inspection process is anchored to Miss. Code §89-8-21, the statute that governs security deposits and the end-of-tenancy accounting. The written checklist is the documentary spine of that process. It establishes baseline condition at move-in, creates a contemporaneous record at each later inspection, and provides the evidentiary support for any deduction the landlord may claim. A move-in / move-out checklist is not itself a statutory notice — it is practical, best-practice documentation — but it is the single most effective tool for keeping an end-of-tenancy accounting out of dispute.

The checklist serves both sides. For the landlord, it documents that observed damage arose during the tenancy (and is therefore chargeable) rather than being pre-existing (and not chargeable). For the tenant, it proves the landlord cannot reach into the deposit for conditions that existed before the tenant ever occupied the unit. A well-documented move-in record is the strongest defense against an unfair deduction on either side, and it is far easier to build at move-in than to reconstruct months later from memory.

Move-In vs. Move-Out: The Two-Walkthrough Workflow

The power of the checklist comes from using it twice with an item-by-item comparison in between. The move-in walkthrough, done before the tenant takes possession, records the starting condition of every surface, appliance, and fixture and becomes the immovable baseline. The move-out walkthrough, done after the tenant removes belongings and surrenders possession, records the ending condition of those same items. Laying the two side by side is what makes a deduction provable: an item that was Good at move-in and Poor at move-out, with a photo of the new damage, is a defensible charge; an item that was already Fair at move-in cannot be billed as if the tenant caused it.

Do both walkthroughs with the tenant present whenever possible and have both parties sign each time. Although Mississippi does not statutorily require a pre-move-out inspection (unlike California), offering a joint pre-move-out walkthrough one to two weeks before the tenant leaves is a strong best practice: it gives the tenant a written chance to clean or cure minor issues before the final inspection, which removes the most common source of deposit friction. Give the tenant a copy of the move-out checklist in advance so they know exactly what will be inspected.

What to Inspect Room by Room

A thorough Mississippi inspection walks every room and rates the condition of each fixed component. The fillable form above covers all of the following, and you should photograph anything rated Fair or Poor:

  • Living room and common areas: walls and paint, flooring or carpet, ceiling, windows and screens, doors and hardware, light fixtures, electrical outlets, and blinds or curtains.
  • Kitchen: walls, flooring, countertops, cabinets and drawers, sink and faucet, and each appliance separately — refrigerator, stove or oven or range, microwave and vent, dishwasher, and garbage disposal. Note the make and any existing dents or scratches on appliances.
  • Bedrooms: walls and paint, flooring or carpet, closet and closet doors, windows and screens, light fixtures, and the smoke and carbon monoxide detectors, which are a life-safety item you should confirm work at every inspection.
  • Bathrooms: walls, flooring or tile, toilet, sink and vanity, tub or shower, grout and caulking, mirror or medicine cabinet, and the exhaust fan. Bathrooms are where mildew, grout, and caulk disputes most often arise, so document them precisely.
  • Exterior and building systems: entry and hallway, stairs and railings, laundry hookups or provided washer and dryer, HVAC and heating, water heater, patio or balcony, garage or parking, yard and landscaping, mailbox and keys, and window locks.

Be specific in your notes. “Small nail hole three inches above the light switch on the east wall” is far more useful in a dispute than “minor damage,” and it pairs cleanly with a close-up photo. If your checklist offers a line for the estimated cost to repair or correct an item, fill it in at move-out so both parties understand exactly what is being charged and why.

Normal Wear and Tear vs. Damage in Mississippi

Mississippi law lets a landlord deduct for damage but never for ordinary wear and tear. Courts generally treat ordinary wear and tear as the natural, gradual deterioration of a unit from normal use over time, while damage is harm beyond ordinary use. Getting this line right is the whole reason the checklist exists.

  • Ordinary wear and tear (NOT deductible): faded or slightly worn paint, minor carpet wear in walking paths, small scuff marks near door knobs, minor nail or pin holes from hanging pictures, loose cabinet handles, and lightly worn grout.
  • Damage (deductible): large or numerous holes requiring patching, carpet stains, burns, or pet-urine saturation, broken fixtures or appliances, smoke damage from indoor smoking, missing items, and unauthorized alterations.

A worn traffic pattern on a carpet is wear and tear; a bleach stain or cigarette burn on that same carpet is damage. Pin holes from a picture frame are wear and tear; a fist-sized hole in the drywall is damage. Because the distinction is fact-specific, the move-in / move-out checklist plus dated photos is the evidence that decides it. For the broader statutory framework, see the Mississippi security deposit laws guide.

The 45-Day Deadline Under Miss. Code §89-8-21

A Mississippi landlord must return the deposit or mail a written itemized statement of deductions within 45 days. The 45-day clock under Miss. Code §89-8-21 starts on termination of the tenancy, surrender of possession, and demand by the tenant. The tenant should provide a forwarding address; if none is given, the landlord must mail the itemized statement to the tenant’s last known address. The statement must itemize the amounts claimed — a lump-sum “deductions: one month’s rent” with no breakdown is exactly the kind of vague accounting that loses in court.

Failure to return the deposit or provide the itemized statement within the 45-day window can forfeit the landlord’s right to retain any portion of the deposit. Wrongful withholding can expose the landlord to the wrongfully withheld amount plus damages and reasonable attorney fees under Miss. Code §89-8-21. Notably, Mississippi has no statutory deposit cap and no requirement to hold the deposit in a separate escrow account — which gives landlords flexibility but also means they must be able to account for the funds when the 45-day deadline arrives. The completed checklist and photos are what let you produce a specific, defensible itemization on time. For the accounting document itself, use the Mississippi itemized deductions form and the Mississippi deposit return letter.

Permissible Deductions & Common Landlord Mistakes

Permissible deductions in Mississippi are generally limited to a familiar set of categories: (1) unpaid rent, (2) repair of damage caused by the tenant or the tenant’s guests beyond ordinary wear and tear, (3) reasonable cleaning costs to return the unit to the level of cleanliness at the start of the tenancy, and (4) other amounts authorized by the lease and consistent with the statute. Based on the deposit disputes that most often reach Mississippi courts, these avoidable errors recur:

  • Missing the 45-day itemization deadline, which forfeits withholding rights.
  • Failing to keep documentation that supports each deduction.
  • Writing a vague itemization without a specific description of the damage.
  • Not retaining the move-in checklist as the evidentiary baseline.
  • Charging the deposit for ordinary wear and tear, which is never deductible.

Photo Documentation Best Practices

Photos are the second pillar of a defensible claim, and a written checklist without them is easy to challenge. Photograph every room and every Fair- or Poor-rated item at both move-in and move-out, keep the camera’s date stamp on, and capture both a wide shot of the room and a close-up of any defect. Store the images in a dated cloud backup so the metadata is preserved, and keep them with the signed checklist. Video walkthroughs narrating the condition of each room are an excellent supplement. Retain everything for at least four years so you can defend the accounting long after the tenant has moved on.

If There Is a Deposit Dispute

If a tenant disputes a deduction, Mississippi deposit claims are typically resolved in justice court (small claims), where each side presents its evidence. This is where the two-pillar record earns its keep: the landlord who can produce a signed move-in checklist, a signed move-out checklist, side-by-side condition ratings, and dated photos of the specific damage is in a far stronger position than one relying on memory or a lump-sum figure. Conversely, a tenant who documented pre-existing conditions at move-in can defeat a charge for damage that was already there. Keep communications in writing, respond within the statutory deadline, and let the contemporaneous documentation carry the argument.

Tenant Screening: The First Line of Defense

The most reliable way to minimize move-out disputes is to screen tenants thoroughly at the application stage. A clean credit history, verifiable income, and a clean eviction record are the strongest predictors of a clean, low-damage move-out. A comprehensive tenant screening report covers credit, eviction filings, criminal background, and employment verification — catching most red flags before the tenancy ever begins, which is the cheapest deposit protection there is. See also tenant screening laws by state for the compliance rules that apply.

Bottom line

Use the checklist twice — a room-by-room baseline at move-in and the same walk at move-out — and pair every walkthrough with date-stamped photos. Charge only for damage beyond ordinary wear and tear, return the deposit or a written itemized statement within 45 days under Miss. Code §89-8-21, and keep the signed record and photos four-plus years. Miss the 45-day deadline and you can forfeit the right to withhold anything.

Frequently Asked Questions

What is a Mississippi Move-In / Move-Out Checklist?

A Mississippi Move-In / Move-Out Checklist is a written, room-by-room inventory documenting the condition of a rental unit at the start of tenancy (move-in) and again at the end (move-out). Under Miss. Code §89-8-21, this documentation is the evidentiary foundation for any deposit deduction the landlord may later claim. The checklist creates a contemporaneous record that distinguishes pre-existing conditions from tenant-caused damage.

How many days does my Mississippi landlord have to return the security deposit?

Forty-five days. The deadline is set by Miss. Code §89-8-21. The 45-day clock starts on termination of the tenancy, surrender of possession, and demand by the tenant. The tenant should provide a forwarding address; the landlord must mail the itemized statement to the last known address if no forwarding address is provided.

What happens if the Mississippi landlord misses the deposit return deadline?

Failure to return the deposit or provide the written itemized statement within 45 days can forfeit the landlord’s right to retain any portion of the deposit. Wrongful withholding may expose the landlord to the wrongfully withheld amount plus damages and reasonable attorney fees under Miss. Code §89-8-21.

When should the Mississippi move-out inspection be done?

Conduct the final move-out inspection after the tenant has removed belongings and surrendered possession, ideally with the tenant present. Best practice is also to offer a pre-move-out walkthrough one to two weeks earlier so the tenant can cure minor issues before the final inspection. Mississippi does not statutorily require a pre-move-out inspection, but offering one substantially reduces disputes.

Do I need photos for a Mississippi move-out inspection?

Yes. Photos are the second pillar of a defensible deposit claim. Take date-stamped photographs of every room and every Poor-rated item at both move-in and move-out. The written checklist paired with time-stamped photos is the strongest evidence in a deposit dispute; the checklist alone is often challenged. Retain the photos in a dated cloud backup for at least four years.

What can a Mississippi landlord deduct from the security deposit?

Permissible deductions in Mississippi are generally limited to unpaid rent, repair of damage caused by the tenant or the tenant’s guests beyond ordinary wear and tear, reasonable cleaning costs to return the unit to its condition at the start of the tenancy, and other amounts authorized by the lease and consistent with Miss. Code §89-8-21. Normal wear and tear is not deductible: faded paint, minor carpet wear in walking paths, and small nail holes cannot be charged against the deposit.

What is the difference between normal wear and tear and damage in Mississippi?

Normal wear and tear is the natural, gradual deterioration of a unit from ordinary use over time: faded paint, minor carpet wear in walking paths, small scuff marks at door knobs, and minor nail holes from hanging pictures. Damage is harm beyond ordinary use: large holes in walls, carpet stains or burns, broken fixtures, pet urine damage, smoke damage, missing items, and deliberate alterations. Landlords may deduct only for damage, and the move-in / move-out checklist plus photos is the evidence that distinguishes the two.

How long should I keep my Mississippi move-in / move-out checklist and photos?

Retain the written checklist and supporting photos for at least four years from the end of the tenancy. Mississippi’s statute of limitations for breach of a written contract is generally three years, but four years of retention comfortably covers most deposit and contract disputes. Keep originals in a secure, date-stamped cloud backup.

Prevent move-out disputes before they start

The cleanest move-outs come from tenants screened thoroughly at the application stage. Tenant Screening Background Check has verified Mississippi renters since 2004 — credit, eviction filings, criminal background, and employment — with no monthly fees. Choosing the right tenant at move-in is the single best move-out protection.

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Legal Disclaimer: This Mississippi move-in / move-out inspection checklist is provided for general informational purposes only and is not legal advice. Mississippi landlord-tenant and deposit law is fact-specific and may change, and improper documentation can weaken a claim or expose a landlord to statutory damages. For the governing statute, review Miss. Code §89-8-21, and for consumer resources contact the Mississippi Attorney General — Consumer Protection Division. Consult a qualified Mississippi landlord-tenant attorney before withholding any portion of a deposit.