Free New York Rental Application Fee Receipt
New York bans application fees almost outright. Real Property Law § 238-a(1) allows no fee or charge for processing, reviewing or accepting an application, except for background and credit checks — and those together are capped at the actual cost or twenty dollars, whichever is less. The fee must be waived if the applicant supplies a check from the past thirty days, and it may not be collected at all unless you hand over a copy of the check and the vendor’s receipt or invoice. This generator records the fee, what it cost and the waiver position; handing the documents over is a step you take, not one a form can evidence for you.
New York is not a cap state in the way most people mean it. The Housing Stability and Tenant Protection Act of 2019 added Real Property Law § 238-a, and its first subsection does not set a reasonable maximum for the application fee — it removes the application fee. No fee or charge may be demanded for processing, reviewing or accepting a rental application. What survives is a single narrow permission to recover the cost of background and credit checks, and even that is fenced on three sides. The permitted amount is cumulative across both checks rather than per check, it is the lesser of your actual cost or twenty dollars rather than a flat entitlement to twenty, and it disappears altogether where the applicant hands you a check that was conducted within the previous thirty days. On top of that, the section conditions collection itself: a landlord may not collect the permitted fee without giving the applicant a copy of the background or credit check together with the screening company’s receipt or invoice. That last requirement is the one most often missed, and it is not a formality that can be satisfied later — it is what makes the collection lawful. The practical effect is that a New York application fee is a small cost-recovery mechanism with an evidence trail attached, not a revenue line, and the landlords who get into difficulty are almost always the ones who kept a pre-2019 fee structure and renamed it.
Build the record
Fill in the fields below and the generator produces a dated PDF you can print, sign and give to the applicant, keeping a copy for your file. Nothing is stored and there is no charge. Fields you leave blank print as a dash so you can complete them by hand.
The two duties nobody reports: the thirty-day waiver and the copy-plus-receipt condition
The thirty-day waiver puts the applicant in control of whether you may charge at all. Where an applicant supplies a background or credit check that was conducted within the past thirty days, the fee must be waived. That is not a discretion and it is not a courtesy you extend to applicants you like. An applicant who is viewing six apartments in a weekend can pay for one screening, carry it, and lawfully decline to pay any of the other five landlords — which is very plainly the behavior the rule is designed to enable. The operational consequence for a landlord is that your application has to invite the check rather than ignore it. If your form does not ask whether the applicant already holds a recent report, you will collect fees you were obliged to waive, and you will collect them from exactly the applicants best placed to notice. The copy-plus-receipt condition is a precondition on collecting, not a follow-up task. The section does not permit the landlord to collect the fee and then supply the documents; it bars collecting the fee without providing the applicant a copy of the background or credit check and the vendor’s receipt or invoice. Two separate documents are in play, and they answer two different questions. The copy of the check is what the applicant paid for. The receipt or invoice is the proof of your actual cost, which is the very number the lesser-of cap turns on — without it, neither you nor the applicant can say whether twenty dollars or a smaller actual cost was the operative ceiling. Read together, the two duties reshape the sequence of a New York application. The instinctive order — take the fee at the counter, run the screening, decide — does not work here, because at the counter you do not yet have a check to copy or an invoice to hand over, and you have not yet asked whether the applicant holds a recent report that would waive the fee entirely. The order that does work is to ask about a recent check first, run the screening if none is offered, and settle the fee at the point where you can hand over the report copy and the vendor invoice in the same movement. That is what the record on this page is built around. It captures the screening company used and the actual cost from the invoice — the two facts a fee is defended with. The rest of that sequence is yours to keep: which of the two figures bound as the ceiling, whether a recent check was offered and the fee waived, and the fact that the copy and the receipt were provided. If a fee is ever questioned, those are the facts that answer it, and none of them is reconstructable from a bank line showing twenty dollars.
Watch: New York Rental Application Fee Receipt explained
New York application fee at a glance
Settle this first: can a New York landlord charge an application fee at all?
Almost never — and the one exception is smaller than most landlords think. § 238-a(1) prohibits demanding any fee or charge for processing, reviewing or accepting a rental application. There is no administrative fee, no processing fee, no holding-the-paperwork fee. The single carve-out is background and credit checks, and even there the cumulative charge for both is limited to your actual cost or twenty dollars, whichever is less. It is not twenty dollars per check, and it is not twenty dollars as of right — if the screening cost you twelve, twelve is your ceiling
The near-total ban
no fee or charge may be demanded for processing, reviewing or accepting a rental application. Whatever it is called on your form, if it is charged for handling the application it is prohibited
The one exception, and its lesser-of cap
background and credit checks only. Their cumulative fee — the two together — may not exceed the actual cost or twenty dollars, whichever is less. The lower of the two numbers is your ceiling, every time
The two duties everyone forgets
waive the fee where the applicant supplies a check conducted within the past thirty days; and do not collect at all without giving the applicant a copy of the check plus the screening company’s receipt or invoice. These are conditions on collecting, not paperwork to follow up with afterwards
What § 238-a(1) requires, and what this page does not claim to tell you
The prohibition. No fee or charge may be demanded for processing, reviewing or accepting a rental application. It is described here as a near-total ban because that is its practical shape. The exception. Background and credit checks are carved out of the ban. The cap on the exception. The cumulative fee for those checks — both of them together — may not exceed the actual cost or twenty dollars, whichever is less. The waiver. The fee must be waived where the applicant supplies a check that was conducted within the past thirty days. The collection condition. The landlord may not collect the fee without giving the applicant a copy of the background or credit check together with the screening company’s receipt or invoice. The carve-outs. Carve-outs exist for continuing care retirement communities, assisted living, adult care facilities and certain co-operatives; their scope was not researched for this page and is not described here. And the limits of this page: § 238-a(1) was not re-read verbatim in preparing it, so nothing here is presented as a quotation; no case law was researched; no local or municipal ordinance was researched, which matters in New York City in particular; and no subsection beyond § 238-a(1) is described or relied on.
How to take a New York application fee correctly
Delete every fee that is not a background or credit check
Processing fees, administrative fees, application-handling fees and paperwork fees are all charges for processing, reviewing or accepting the application, whatever the line is called on your form. Only background and credit checks survive § 238-a(1), so the first task is subtraction rather than adjustment.
Ask, in writing, whether the applicant already holds a check from the past thirty days
The waiver is triggered by the applicant supplying a recent check, so an application that never asks the question will collect fees it was obliged to waive. Put the question on the form and record the answer, along with the date of any check the applicant produces.
Set the amount from the invoice, then take the lower of that and twenty dollars
The cap is a lesser-of, and it is cumulative across the background check and the credit check together. If the two checks cost you fourteen dollars in total, fourteen is your ceiling; twenty is only ever the ceiling when your actual cost was higher than twenty.
Hand over the copy of the check and the vendor’s receipt or invoice before you collect
This is a condition on collecting, not a task for afterwards. Two documents are required, not one: the applicant’s copy of the background or credit check, and the screening company’s receipt or invoice evidencing what it cost.
Issue a receipt that records the cap you applied and the documents you provided
New York prescribes no form for this, so the record is yours to keep. Note the screening company, the actual cost, which figure bound, whether a recent check was offered, and that the copy and the invoice were given. That is the set of facts a challenge turns on.
About the New York application fee record
The generator above produces a receipt and compliance record for the one fee § 238-a(1) still permits. New York prescribes no form for it, so this is not a statutory form and is not captioned as one. It records the parties and the unit, the screening company used, the amount charged with its date and method, and — the number that decides whether the charge was lawful — what the screening actually cost, with its vendor invoice reference. It also records the criteria applied, the outcome and the refund position. Two things it does not do for you. It does not compute which of the two ceilings bound your charge, and it is not evidence that you gave the applicant a copy of the check with the vendor’s receipt or invoice — that is a precondition of collecting the fee at all, and it is discharged by handing the documents over, not by ticking a form. Note both in the detail box and keep the paperwork with the file. It deliberately does not print a menu of other fees, because there is no other fee to record. Nothing is stored and there is no charge. Fields left blank print as a dash.
What § 238-a(1) requires you to be able to show
- That no fee was charged for processing, reviewing or accepting the application. The ban is on the function, not on the label, so renaming a processing fee does not rescue it.
- That any fee taken was for a background or credit check. That is the only carve-out from the ban, and the receipt should say which check or checks the money bought.
- The actual cost, evidenced by the screening company’s invoice. The cap is a lesser-of, so the actual cost is not background detail — it is one of the two candidate ceilings.
- That the amount charged was the lower of actual cost and twenty dollars. Twenty dollars is a maximum, never an entitlement, and the record should show which figure bound.
- That the charge was cumulative, not per check. A background check and a credit check together share one ceiling; two separate charges under the same cap is the arithmetic to avoid.
- Whether the applicant supplied a check conducted within the past thirty days. If they did, the fee must be waived, so the question and its answer belong on the record.
- That the applicant was given a copy of the background or credit check. This is a condition on collecting the fee, not a courtesy afterwards.
- That the applicant was given the screening company’s receipt or invoice. The second of the two required documents, and the one that evidences your actual cost.
- Your adverse-action record where a report drove a rejection. Federal law applies to the screening decision alongside § 238-a(1); it was not researched for this page and is noted only as a separate layer.
- A note of any local rule you are also meeting. No municipal ordinance was researched for this page, and New York City regulates tenancies heavily.
Common mistakes with New York application fees
- Charging twenty dollars as a matter of course. The cap is the lesser of actual cost and twenty dollars, so a flat twenty is unlawful whenever the screening cost less than that. The invoice sets the ceiling at least as often as the statute does.
- Charging twenty dollars for the background check and twenty for the credit check. The cap is cumulative across both. Two checks share one ceiling; they do not each get their own.
- Keeping a processing or administrative fee alongside the screening charge. A charge for processing, reviewing or accepting the application is exactly what the section prohibits, and adding it to a lawful screening fee does not make it lawful.
- Renaming the fee instead of removing it. The prohibition is on demanding a fee or charge for handling the application, so an application fee called an administrative fee is the same fee with a different label.
- Never asking whether the applicant already holds a recent check. The waiver turns on the applicant supplying a check conducted within the past thirty days, and an application form that does not ask will collect fees it was obliged to waive.
- Treating the waiver as discretionary. Where a recent check is supplied the fee must be waived. It is not a concession to be granted to preferred applicants.
- Collecting first and supplying the documents later. The copy of the check and the vendor’s receipt or invoice are a precondition on collecting, so a fee taken before they are provided was taken